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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

I took a loan 2 years ago.

5
I took a loan 2 years ago. Everything went well and money were put in my account within minutes. Monthly payments are affordable and the interest is not big. Great experience overall. Reviewed on: 6th March 2025

Fast and efficient service.

5
Fast and efficient service. Keep me updated if my account goes into arrears Reviewed on: 6th March 2025

Plata have helped me

5
Plata have helped me when nobody else did. Their customer service is excellent. Their interest rates are good. Reviewed on: 6th March 2025

Great Customer Support

5
Great customer support who quickly approved my application with the minimum of fuss. Highly reccomended Reviewed on: 6th March 2025

Quick easy process, excellent customer service

5
Quick easy process, excellent customer service Reviewed on: 6th March 2025

Plata is the best

5
Plata helped me in a difficult situation in my life, I just need to get grateful and say thank you … Reviewed on: 6th March 2025

Unexpected financial circumstance

5
Well I was experiencing an unexpected financial circumstance and with my credit history not so great, Plata team were very understanding, helpful and offered the loan at affordable rate. The process was quite simple and had the money in my account on the same day and putting my mind at ease. Huge thanks!! Reviewed on: 6th March 2025

Plata was helpful when I called and they met my fina...

5
Plata was helpful when I called and they met my financial request Reviewed on: 6th March 2025

Very helpful at a difficult time in my life.

5
Very helpful at a difficult time in my life. Understanding and approachable. Services and website easy to use Reviewed on: 6th March 2025

I found the whole application process with Plata to...

5
I found the whole application process with Plata to be very straightforward, and it took no time at all to get the money into my account. My payments come out the same date every month but they are very flexible if you needed to change the dates. The customer service is excellent with friendly knowledgeable staff on hand who treat you like a real person. I would highly recommend them. Reviewed on: 6th March 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review