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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Very helpful at a difficult time in my life.

5
Very helpful at a difficult time in my life. Understanding and approachable. Services and website easy to use Reviewed on: 6th March 2025

I found the whole application process with Plata to...

5
I found the whole application process with Plata to be very straightforward, and it took no time at all to get the money into my account. My payments come out the same date every month but they are very flexible if you needed to change the dates. The customer service is excellent with friendly knowledgeable staff on hand who treat you like a real person. I would highly recommend them. Reviewed on: 6th March 2025

Very good and efficient service.

5
Very good and efficient service. Can change the date of payments with no hassle Reviewed on: 6th March 2025

Easy, affordable and great customer service

5
I got a great rate from Plata, even though my credit score is poor. They are so easy to deal with and I haven't had any issues since taking out my loan. Reviewed on: 6th March 2025

Very easy to work with, the system is simple and ser...

5
Very easy to work with, the system is simple and service is very good. Reviewed on: 6th March 2025

They were there when I was struggling and helped cou...

5
They were there when I was struggling and helped couldn't ask for anymore. Reviewed on: 6th March 2025

Always helpful when dealing with new loans on the ph...

5
Always helpful when dealing with new loans on the phone Reviewed on: 6th March 2025

Caring and Considerate

5
Easy process but showed care when discussing payments and affordability Reviewed on: 6th March 2025

quickly, efficiently and accurately

5
quickly, efficiently and accurately Reviewed on: 6th March 2025

Great personal loan

4
Used Plata for a debt consolidation personal loan. No issues whatsoever throughout the term. Great customer service Reviewed on: 6th March 2025

Review Plata: Personal loans now

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