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Plata: Personal loans reviews

4.94
Based on 10,777 reviews, last reviewed 2nd Mar 2026
258700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Amazing customer service, really easy to deal with... Amazing customer service, really easy to deal with would recommend to anyone. Really helped out and was great with me Reviewed on: 2nd March 2026
Laurence L's avatar
Laurence L

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10777)

Great easy system, quick decision and clear understa...

5
Great easy system, quick decision and clear understandable t&c Reviewed on: 29th April 2024

The experience has been smooth and easy

5
The experience has been smooth and easy Reviewed on: 29th April 2024

Fantastic Service

5
Brilliant service, customer service is fabulous and kind friendly people who take pleasure in helping Reviewed on: 28th April 2024

Very easy to set up and advice or help is always at...

5
Very easy to set up and advice or help is always at hand with them Reviewed on: 28th April 2024

I received the money that I needed after some hours,...

5
I received the money that I needed after some hours, it was fast. Customer service is great Reviewed on: 28th April 2024

Easy and swift application process, excellent commun...

5
Easy and swift application process, excellent communication throughout and quick payment Reviewed on: 28th April 2024

Great Company, Easy to use and reliable

5
Easy to use and reliable. Quick agreement and good customer service Reviewed on: 27th April 2024

5 Stars all round!

5
My credit score is not great due to being in a controlling relationship a few years ago. Since then I have paid all my bills on time, slowly trying to improve my score but no lenders would still let me borrow. I finally stumbled on Plata and after filing out the form online & going through some phone checks they were happy to help me out! Their borrow rate was even better than some previous lenders I had tried! I’ve had nothing but a positive experience dealing with them thus far and am forever grateful they took a chance on me! Reviewed on: 26th April 2024

Process map very easy

5
Made the process of repayments and acceptance so easy and the portal is very easy to use, would recommend this if you are looking for a helping hand Reviewed on: 25th April 2024

Very helpful & easy to apply

5
When needing help I have received quick and helpful advice, easy to use webpage to keep up to date with my account. Easy application whilst still being very thorough ensuring that I am able to pay what I am being quoted for & advice given along the way. Reviewed on: 25th April 2024

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