Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13653)

Hassle free

5
The loan application was smooth and easy to get through. Every representative I have spoken to has been extremely friendly and helpful. Reviewed on: 3rd March 2025
Sarah C's avatar
Sarah C

Easy peezy simples.

5
Needed to borrow some money for new camera gear. Tried plata and I was super surprised how easy it was to apply and be accepted. Reviewed on: 3rd March 2025
Storm's avatar
Storm

The process was smooth and transparent

5
The process was smooth simple and most importantly it was transparent. I like that I was able to clearly understand what I was signing up for how it works and how easy it is to pay. I also like the txt reminder i got around Christmas as a reminder to help manage my account if i got paid early. Access to the portal is super easy too! Reviewed on: 3rd March 2025
MS B's avatar
MS B

Really good

5
Quick money transfer after applying and being approved. Really good online platform Reviewed on: 3rd March 2025
Gabrielly A's avatar
Gabrielly A

Excellent application process and very transparent

5
Excellent application process and very transparent Reviewed on: 3rd March 2025
David W's avatar
David W

Loans made easy

5
Very easy to apply and quick responce. Reviewed on: 3rd March 2025
Rob's avatar
Rob

Very quick and easy process.

5
Very quick and easy process. Good online platform Reviewed on: 3rd March 2025
Sam's avatar
Sam

I'm really satisfied with Plata.

5
I'm really satisfied with Plata. Reviewed on: 3rd March 2025
Stefan M's avatar
Stefan M

Very good and fast service and very reliable

5
Very good and fast service and very reliable Reviewed on: 3rd March 2025
Paul b's avatar
Paul b

Easy to apply

5
Quick and easy application with speedy decision Reviewed on: 3rd March 2025
Anne Middleton 's avatar
Anne Middleton

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill