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Plata: Personal loans reviews

4.94
Based on 10,837 reviews, last reviewed 4th Mar 2026
264500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

The journey was smooth and easy to understand. The journey was smooth and easy to understand. Any questions answered in good time. Reviewed on: 4th March 2026
J 's avatar
J

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10837)

Fast money

5
Fast. Straight forward. No hassle. Reviewed on: 10th April 2024

Plata are fantastic

5
Very helpful members of staff, easy online application, very good interest rates. Reviewed on: 10th April 2024

very fast and easy to deal with.

5
very fast and easy to deal with. Put the request in and got my answer back and money in my account on the same day! If anyone asked where to get a loan from then i would highly recommend Plata Reviewed on: 10th April 2024

Application so easy.

5
Application so easy no problems easy to access your account online. Reviewed on: 10th April 2024

The most supportive and humane personal loan provider!

5
I came across Plata through social media recommendations as I wanted to pay off my credit card and get a lower APR personal loan which would help me to pay it off in equal monthly installments. Since reaching out to Plata with questions, I was welcomed with the biggest smile and assistance which at first made me feel weird knowing it’s a financial institution where normally you feel like you are being judged. Here I felt like I was being supported in reaching my financial goals. Plata very clearly explained to me the APR, contractual terms, early repayment opportunities etc which were explained to me in very understandable language and room to ask further questions. I have therefore recommended Plata to some of my friends and family who are frightened to ask for support in your “usual financial institutions” and be judged. Reviewed on: 10th April 2024

all your debts paid and move one in life

5
They are really helping to get on my feet, they are giving me the change to grow Reviewed on: 10th April 2024

Quick and efficient.

5
Quick and efficient. User friendly. Reviewed on: 10th April 2024

Very good customer service.

5
Very good customer service. Quick response Reviewed on: 10th April 2024

Good services,fast answer, amazing.

5
Good services,i got everything very quickly Reviewed on: 10th April 2024

Brilliant customer service, pleasure to deal with

5
Excellent no hassle great customer service Reviewed on: 10th April 2024

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