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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Very easy to use and the speed of service was amazing.

5
Very easy to use and the speed of service was amazing. Great value and adaptability Reviewed on: 23rd February 2025
Max D's avatar
Max D

Great experience, easy to use website.

5
Great experience, easy to use website. Love being able to go online and see your balance, you can enter in different amounts to pay off and get quotes on how many months this will reduce payments by or how much it will reduce the monthly repayment amount. Reviewed on: 23rd February 2025
Jessica B's avatar
Jessica B

Very simple, friendly and efficient service.!

5
Very simple, friendly and efficient service, everything was so straightforward and very quick. I liked the way the information was presented and the calendar of what and when my payments would be. Reviewed on: 23rd February 2025
DT 's avatar
DT

Easy to add apply and great communication

5
Easy to add apply and great communication Reviewed on: 23rd February 2025
LVS's avatar
LVS

Very quick and efficient service.

5
Very quick and efficient service. After application service very good too. Reviewed on: 23rd February 2025
Sharron P's avatar
Sharron P

They had the money in my account within hours, very...

5
They had the money in my account within hours, very impressed! Reviewed on: 23rd February 2025
Annette B's avatar
Annette B

Always very helpful and very polite well mannered st...

5
Always very helpful and very polite well mannered staff , they go the extra mile always to help you and solve problems would highly recommend, 5star service Reviewed on: 22nd February 2025
Jason O's avatar
Jason O

Genuinely responsible lender

4
I have taken out two loans consecutively from Plata to help with home renovations, and although I am very much an advocate for saving and living within your means, if you do need to take out a loan I think Plata offer financial support with repayments that are actually affordable and not extortionate in terms of the interest. Reviewed on: 22nd February 2025
Effy O's avatar
Effy O

Easy access and clear information

5
Easy access and clear information Reviewed on: 22nd February 2025
Kosala T's avatar
Kosala T

Easy simple process

5
It was a simple process only took a few minutes Reviewed on: 22nd February 2025
SN's avatar
SN

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