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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Quick and easy process.

5
Quick and easy process. Simple to use account and check remaining balance and make a payment. Good communication reminders for upcoming payment and news Reviewed on: 21st February 2025

It helped me buy a new car

5
It helped me buy a new car when I really needed one Reviewed on: 21st February 2025

Seamless process, speedy response.

5
Seamless process, speedy response. Reviewed on: 21st February 2025

Really positive experience from start to finish of a...

5
Really positive experience from start to finish of application, was a delay in getting the funds rang up to double check everything was okay they couldn’t apologise enough and sent a gratitude payment also! Really easy to manage loan and see details via website really happy. Reviewed on: 21st February 2025

Really good communication with my plan and when to p...

5
Really good communication with my plan and when to pay it off. Reviewed on: 21st February 2025

Easy to apply, competitive rates.

5
Easy to apply, competitive rates. Good communication. Reviewed on: 21st February 2025

Simple process during a difficult financial period

5
Simple process and every time I have contacted Plata, I have been made to feel comfortable talking about lending and the options available to me. I have never had to take out a loan before but after going through a divorce and starting over in my 40s I have needed a bit of help to get my new home ready for me and my two children. I couldn’t have done this without the help from Plata. Thanks you. Highly recommended. Reviewed on: 21st February 2025

Straight forward application and helpful staff

5
Straight forward application and helpful staff Reviewed on: 21st February 2025

Easy to deal with from day one

5
Plata were easy to deal with from day one and no issues at all so far . Reviewed on: 21st February 2025

Applying for a Plata loan was so easy..

5
Applying for a Plata loan was so easy. No fuss. No complicated forms . Easy to navigate . Totaly proffesianal. Thankyou Plata for believing in me. With no judgment. Reviewed on: 21st February 2025

Review Plata: Personal loans now

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