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South Manchester Credit Union: Loans reviews

4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

THE BEST

5
Honestly the best people to go too, always supporting me in my difficult financial situations as well as me being very finically dependent on myself so they have supported me with 6 month of rent up front which has me feel less stressed and felt supported and they are very understanding when I have a reason I was late on a payment as long as I give them a heads up. I would highly recommend more people use them. Reviewed on: 15th July 2025

Excellent service and good rates

5
Excellent service and good rates Reviewed on: 15th July 2025

South Manchester credit union are great for loans ea...

5
South Manchester credit union are great for loans easy affordable payback. I have been with them for years. I would highly recommend if in need of a loan for Christmas,emergency furniture or holiday. Reviewed on: 15th July 2025

South Manchester Credit Union really help make lift...

5
South Manchester Credit Union really help make lift a little bit easier. Reviewed on: 15th July 2025

Saving made easy.

5
Credit union have helped me have holidays with my children since they was little. Christmas costs can also be a little overwhelming but applying for loans whilst saving just a little per week makes its less stressful especially with there quick and easy application process. Reviewed on: 14th July 2025

Always help us in time of need and take that extra p...

5
Always help us in time of need and take that extra pressure of us Reviewed on: 14th July 2025

Good service, would recommend to others

4
Good service, would recommend to others Reviewed on: 14th July 2025

Never had any problems with Credit Union, staff are...

5
Never had any problems with Credit Union, staff are approachable, friendly, happy and go out of their way to help as much as they can. Reviewed on: 14th July 2025

Good and easy loan company and they help you

5
Good and easy loan company and they help you Reviewed on: 14th July 2025

Very helpful and polite service found the payment pl...

5
Very helpful and polite service found the payment plan for me when I needed it Reviewed on: 14th July 2025

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