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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.90 (447 reviews)

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4.90

Based on 447 reviews, last reviewed 30th Jun 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

My experience is the SMCU never hesitate to lende me...

My experience is the SMCU never hesitate to lende me because i alawys pay back on time and anothet point is that the SCMU is alawys helpful to its customers. Reviewed on: 19th June 2026

Whenever I apply for a loan, I has never been refused.

Whenever I apply for a loan, I has never been refused. The staff respond to my request within a day and send the relevant paperwork at their earliest. I trust that the will honour my request. Excellent service Reviewed on: 18th June 2026

Highly Satisfactory.

Services always very effective and helpful. Reviewed on: 18th June 2026

Friendly, compassionate, empathetic staff, fast resp...

Friendly, compassionate, empathetic staff, fast responses, fast applications and payments. Actually care about their customers. Would Recommend a 1000 times over Reviewed on: 18th June 2026

I am one of South Manchester credit union customer .

I am one of South Manchester credit union customer . I applied for a loan and I was granted after background check my loan was approved without delay . This organization is awesome in terms of professionalism Reviewed on: 18th June 2026

Help warm heeded

I would not have been able u to o get a loan if it wasn’t for credit union Reviewed on: 17th June 2026

Very helpful and professional

Very helpful and professional help and advice about my loan aplication Reviewed on: 17th June 2026

They are just the best when your in a crisis they ar...

They are just the best when your in a crisis they are always there to message us to support us through tough times just amazing people Reviewed on: 17th June 2026

My car has broken and it is essential for my day to...

My car has broken and it is essential for my day to day life with my children. I contacted South Manchester credit union to apply for a top up loan. It was processed quickly, and my car will be back on the road tomorrow. Always lovely customer service agents that I communicate with Reviewed on: 17th June 2026

Excellent very friendly company always there to help

Excellent very friendly company always there to help Reviewed on: 17th June 2026

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