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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

Friendly and polite staff Quick easy loan process...

Friendly and polite staff Quick easy loan process credit union has helped me get better with money and saving Reviewed on: 2nd September 2025

I had just moved back from Australia after lockdown...

I had just moved back from Australia after lockdown and wanted to consolidate my debt. In just over 2 years I have nearly paid it all off! Reviewed on: 29th August 2025

10/10 service

Honestly cant fault them. Always great service 10/10 Reviewed on: 23rd August 2025

Fantastic

They have me a loan, brilliant service really easy process. Lovely people really easy to pay back Reviewed on: 22nd August 2025

Brilliant.

Brilliant. There always on hand to help you. Friendly. Caring. Thoughtful. When I’ve needed help they always come through for me. They always come to a solution that helps us out that’s right for us. Reviewed on: 20th August 2025

Helpful always

Always there wen needed them never failed to let me down Reviewed on: 19th August 2025

Credit union is literally a life saver!!!!!

Credit union is literally a life saver not only does it help you save money (which I really struggle with but have managed to do so with the help of credit union) but if ever a small or large inconvenience happens for example when my washing machine broke I was eligible to take a loan out extreme fast in fact it was the same day and my washing machine was ordered the same day it broke because of how fast they respond and assist highly recommend credit union Iv told a lot of friends and family and they all now have a credit union account on fog Lane really is a game changer! Reviewed on: 14th August 2025

Great...

Always very quick iv had issues uploading docs and the person on the phone very patient talked me through all options Reviewed on: 13th August 2025

I had a great experience with your loan service and...

I had a great experience with your loan service and the process was clear, fast, and stress-free. The team was professional and helpful at every step, answering my questions quickly and guiding me through with care. I’m really pleased with the outcome and would definitely recommend your services to others. Reviewed on: 12th August 2025

Always complete my application really fast , commun

Always complete my application really fast , communing with you a lot though the whole application process and helpful throughout . Really easy to complete as well if it’s a repeat application within that year as well it’s only a short one Reviewed on: 12th August 2025

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