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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.91 (417 reviews)

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4.91

Based on 417 reviews, last reviewed 4th Jun 2026

4600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Credit union are a god send! Credit union are a god send!! They have stopped me getting into debt with loan sharks,they manage my savings for me and have saved the day with unexpe... Read more Reviewed on: 4th June 2026

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (417)

My experience with South Manchester Credit Union is...

My experience with South Manchester Credit Union is excellent. Reviewed on: 11th May 2026

The staff and communication were very speedy and hel...

The staff and communication were very speedy and helpful Reviewed on: 11th May 2026

Kind, respectful and sensible

I was looking for an affordable loan to help with moving home. The customer service I received was exceptional, compassionate and a loan was approved at a repayment rate that fit in well with my budget. Reviewed on: 9th May 2026

They are very friendly staff and understanding your...

They are very friendly staff and understanding your situation easy to work with and explain the loans and savings options Reviewed on: 8th May 2026

The customer service was friendly and understanding...

The customer service was friendly and understanding and I’m now very pleased to be a member saving with them. Reviewed on: 7th May 2026

Helping those on low income have a few more luxuries.

Been with the credit union for a few years now and it has helped me out so much, trips we wouldn't be able to do, getting our garden in order, clothes for the quick growth spurts from 3 children and also being comfortable at Christmas and birthdays. Reviewed on: 7th May 2026

Every time I find myself a little short of cash to d...

Every time I find myself a little short of cash to deal with life’s unexpected challenges I know l can rely on south Manchester credit union to help me out. Reviewed on: 6th May 2026

Extremely helpful staff, always reliable and quick t...

Extremely helpful staff, always reliable and quick to answer any questions or queries. Reply in a very timely manner and only have good things to say about them :) Reviewed on: 6th May 2026

Been with smcu for years and years always go above a...

Been with smcu for years and years always go above and beyond for me Reviewed on: 1st May 2026

Great service and communication able to help and put...

Great service and communication able to help and put me on a path to improve my life Reviewed on: 1st May 2026

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