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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.91 (417 reviews)

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4.91

Based on 417 reviews, last reviewed 4th Jun 2026

4600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Credit union are a god send! Credit union are a god send!! They have stopped me getting into debt with loan sharks,they manage my savings for me and have saved the day with unexpe... Read more Reviewed on: 4th June 2026

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (417)

Credit union are a god send!

Credit union are a god send!! They have stopped me getting into debt with loan sharks,they manage my savings for me and have saved the day with unexpected bills,needing clothes and other emergencies,honestly cant fault them,ive been with them over 15yrs and its the best thing I joined. Reviewed on: 4th June 2026

Brilliant service really caring listen to why I need...

Brilliant service really caring listen to why I needed the loan was there from get go can’t thank them another will always song there praises Reviewed on: 2nd June 2026

Great Service and great customer care.

Great Service and great customer care. Reviewed on: 2nd June 2026

Fantastic staff and quality service everytime.

The staff are always friendly and helpful, and respond the queries really quickly. I can't fault them, they've been there for me for over 20 years now and have gone above and beyond to help me during difficult times. Reviewed on: 31st May 2026

Fantastic credit union..

Have been with them for many years now, always so helpful, friendly, fast and efficient. Never any problems loans accepted and transferred very same day, could not recommend them enough, thanks for all your hard work guys,very much appreciated. Reviewed on: 29th May 2026

Friendly staff who are very professional and make su...

Friendly staff who are very professional and make sure that the loan you are applying for is right for you, they will go above and beyond but also act responsibly Reviewed on: 29th May 2026

Very friendly, helpful and good experience.

Very friendly, helpful and good experience. Thank you very much. Reviewed on: 27th May 2026

Happy customer

Been in the smcu for many years & had numerous loans they are easy to apply for, friendly staff & very helpful would highly recommend Reviewed on: 27th May 2026

I wouldn’t been able to buy presents at Christmas fo...

I wouldn’t been able to buy presents at Christmas for my 2 sons one ov them 15 yrs old if it wasn’t for credit union I would ov been plotless cause I do work 20 hours on government rate I am £6 better off wages l since April yep hee everything gone up only the credit union helped me not gov ever joined them lockdown best thing I ever done. Who ever invented it clever thank god for cred union xxxxx Reviewed on: 26th May 2026

Good choice to start saving and get a loan when...

Good choice to start saving and get a loan when needed Reviewed on: 26th May 2026

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