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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

Full marks.

Very helpfull excellent communicators very polite could not fault them. Reviewed on: 1st July 2025

Fantastic

Easy application process when going through the app - I have only ever applied this way. Staff are always friendly and polite. Reviewed on: 1st July 2025

Always handled kindly and veary professional

Always handled kindly and very professional Reviewed on: 1st July 2025

provided the funds i required very quickly

provided the funds i required very quickly Reviewed on: 1st July 2025

I’ve been with smcu for 24 years and they have been...

I’ve been with smcu for 24 years and they have been amazing, they have got me through many things in my life! Reviewed on: 1st July 2025

South Manchester credit union gave me a loan when I...

South Manchester credit union gave me a loan when I didn’t think it would be possible it really helped me out Reviewed on: 1st July 2025

I have been a member for years now and am so gratefu...

I have been a member for years now and am so grateful that I was told about you. SMCU has enabled me to have a life less stressful. I have been able to have holidays , but also there if I’ve needed essentials that I might not have been able to afford to pay at once. The staff are so polite and helpful. I cannot recommend them enough. Just a fabulous organisation. Reviewed on: 1st July 2025

Every time I have needed help with a financial situa...

Every time I have needed help with a financial situation they have been there there look at your situation and they will help you if possible and always is normally possible they are kind and considerate and always think about your well being Reviewed on: 1st July 2025

Always there to help when in need of a loan and very...

Always there to help when in need of a loan and very quick in response to any query you may have regarding a loan and savings Reviewed on: 1st July 2025

Always very helpful and also help me save aswell

Always very helpful and also help me save aswell Reviewed on: 1st July 2025

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