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South Manchester Credit Union: Loans reviews

View other South Manchester Credit Union products
4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O
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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

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South Manchester Credit Union Loans reviews (447)

All round great service very friendly very helpful t...

5
All round great service very friendly very helpful they go out there way to help Reviewed on: 9th July 2025
Robert H's avatar
Robert H

Smcu has always been 5* always been there to help me...

5
Smcu has always been 5* always been there to help me out through the good times and bad Reviewed on: 8th July 2025
Cuba8036@outlook.com's avatar
[email protected]

Unbelievable team.

5
Unbelievable team. Honestly the best customer service in the UK! Reviewed on: 8th July 2025
Rob Mohammed's avatar
Rob Mohammed

Great Service always try to accommodate needs , staf...

5
Great Service always try to accommodate needs , staff friendly loan rates competitive would be lost without them fantastic ! Reviewed on: 8th July 2025
Michelle K's avatar
Michelle K

The staff always do their best to help you helpful ,...

5
The staff always do their best to help you helpful , polite , positive experience every time I have used them Reviewed on: 8th July 2025
Caroline C's avatar
Caroline C

I’ve been with credit union for the last 8years sinc...

5
I’ve been with credit union for the last 8years since I’ve became a member my credit health has dramatically changed and the support I get is unbelievable Reviewed on: 7th July 2025
Wayne a's avatar
Wayne a

When I got a big loan was able to manage to pay it o...

5
When I got a big loan was able to manage to pay it off for dental reasons but I changed my job and get paid monthly, I have been struggling but the understanding that they have it’s really appreciated, extremely grateful and helpful, obviously I know they have a business to run but never had they ever forced me to pay agreed amounts when I had been struggling, I have never ever been pressured either to pay it if I didn’t have the money to do it. Reviewed on: 7th July 2025
TM's avatar
TM

Brilliant!!!!

5
South Manchester credit union is a trustworthy, reliable and supportive place to be..they have a team that not only listen but provide value that is tailored to your needs.. Reviewed on: 7th July 2025
Ashiya's avatar
Ashiya

I always get loans from them they are reliable and f...

4
I always get loans from them they are reliable and fast with them and always answer message when you need them to Reviewed on: 7th July 2025
Michelle m's avatar
Michelle m

Always happy to help with a lovely approach to their...

5
Always happy to help with a lovely approach to their customers. Very understanding of people's circumstances. Reviewed on: 7th July 2025
Bernadette's avatar
Bernadette

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