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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

All ways friendly and helpful.

All ways friendly and helpful. With quick turnaround. Reviewed on: 2nd July 2025

It’s great

Easy to apply, It’s great , I don’t need to worry about expiring, paying by monthly is the best option for me I am very happy with the customer service as well Reviewed on: 2nd July 2025

Exceptional Service & Lightning-Fast Loan Approval!

I recently applied for a personal loan with South Manchester Credit Union and was absolutely blown away by how smooth the entire process was. From the moment I first enquired, the staff were friendly, knowledgeable, and genuinely committed to helping me find the right solution. My application was processed in record time, and I had the funds in my account within days far quicker than I ever expected. Throughout, the team kept me informed at every step, explained every detail clearly, and treated me like a valued member rather than just another customer. Their competitive rates, transparent fees, and personal touch make them stand out from any other lender I’ve dealt with. I couldn’t be happier with the outcome and will definitely be recommending South Manchester Credit Union to friends, family, and colleagues! Reviewed on: 2nd July 2025

Not just credit checks, trust and loyalty matters

Even though I have low credit I've never missed a repayment with my loans and when I'm in a unexpected situation they help me also considering trust and how many years I've been with them Reviewed on: 2nd July 2025

Excellence and Empathy

I never leave reviews or feedback except I have been treated exceptionally well. I have had to be open about some personal and health troubles to this union; and honestly as a private person I know how that made me feel. The beautiful thing was I could feel the empathy and sincere care when speaking to me based on details I have shared. I wish I could say I’ve spoken to just one person that was awesome; but no, they have ALL been amazing. Exceptionally professional yet very passionate and caring. It’s like at that moment what I needed was not important but they just wanted to give me space to just speak. They always wish me well. With regards to securing loans, it has been the easiest thing in the world:. They do their thorough due diligence and then help. It has been amazing being able to save with them as well. Reviewed on: 2nd July 2025

South Manchester Credit Union is the the best good c...

South Manchester Credit Union is the the best good customer service I had great experience thank you for being there for me Reviewed on: 2nd July 2025

Very good customer service amazing quick responses a...

Very good customer service amazing quick responses always a pleasure Reviewed on: 2nd July 2025

Amazing customer service always will to help with sp...

Amazing customer service always will to help with speedy response Reviewed on: 2nd July 2025

Ever since I joined south Manchester credit union th...

Ever since I joined south Manchester credit union they have been absolutely amazing I think I’ve only had 2 loans out so far currently paying my second one back. They are so easy to communicate with through the app and over the phone if I’m every struggling one month for a payment they are very understanding and helpful Reviewed on: 2nd July 2025

Smcu has helped me many times during difficult times...

Smcu has helped me many times during difficult times and they are fast and efficient to getting back to you and helping with your queries. Reviewed on: 2nd July 2025

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