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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.90 (447 reviews)

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4.90

Based on 447 reviews, last reviewed 30th Jun 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

Excellent, prompt, & affordability

Excellent, prompt, & affordability Reviewed on: 22nd July 2025

Always help out when you need it and customer servic...

Always help out when you need it and customer service is great and everyone is polite and nice Reviewed on: 22nd July 2025

The credit union have been a stable presence for me...

The credit union have been a stable presence for me for 17 years. It has allowed me to save for big events like weddings and holidays and provided low interest loans when needed. They also do no let you go beyond your means to prevent struggling. They help you to manage your finances and discuss how you will manage repayments before agreeing to loans,. unlike others lenders. Reviewed on: 22nd July 2025

I needed a vital consolidation loan when no one else...

I needed a vital consolidation loan when no one else would lend to me and smcu sorted me out when I mist needed it Reviewed on: 22nd July 2025

It is a responsible way to save and have a loan SMCU...

It is a responsible way to save and have a loan SMCU check you are not getting over your head financially by putting checks in to make you aware of repayments and detailed information of your outgoings.So I have a "realistic" and affordable information before agreeing to a loan. Reviewed on: 21st July 2025

Thankful Member

I have been a member for several years and they have been amazing enabling me to get my bathroom renovated amongst other things. I would definitely recommend them. Reviewed on: 21st July 2025

I have had two loans from CU one to help with house...

I have had two loans from CU one to help with house renovation and my most recent was to purchase my car and both time the service was brilliant. Reviewed on: 21st July 2025

Very good service easy to use excellent customer ser...

Very good service easy to use excellent customer service Reviewed on: 21st July 2025

Good customer service and very helpful

Good customer service and very helpful Reviewed on: 20th July 2025

Fast and more importantly my annual bus ticket is ch...

Fast and more importantly my annual bus ticket is cheap Reviewed on: 20th July 2025

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