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South Manchester Credit Union: Loans reviews

4.95
Based on 368 reviews, last reviewed 12th Oct 2025
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025
Lisa g's avatar
Lisa g

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025
Cricket 's avatar
Cricket

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

Amazing experience they are very helpful and underst...

5
Amazing experience they are very helpful and understanding, very pleasurable to deal with Reviewed on: 3rd July 2025

Really good customer service very polite staff and r...

5
Really good customer service very polite staff and really helpful Reviewed on: 3rd July 2025

Effective loans

5
It helped me with a small loan when I needed it without having any other bank account Reviewed on: 3rd July 2025

Helping people in their community, very helpful deli...

5
Helping people in their community, very helpful delighted to be a long term customer Reviewed on: 3rd July 2025

Green and economic: a clear win-win

5
Fantastic scheme to help buy an annual bus pass. Clear instructions on what to do, guided at every step and the outcome is such great value: an affordable way of using public transport. Green and economic. A win win Reviewed on: 3rd July 2025

Absolutely brilliant fantastic service and brilliant...

5
Absolutely brilliant fantastic service and brilliant attentive staff Reviewed on: 3rd July 2025

Easy to use friendly service.

5
Easy to use friendly service. Good place to build credit and save. Good Apr rates and never lends more than you can afford to pay back. Reviewed on: 3rd July 2025

Staff are always helpful.

5
Staff are always helpful. Would recommend rather than a mainstream lender and you get to save at the same time Reviewed on: 3rd July 2025

My experience since joining credit union has been pe...

5
My experience since joining credit union has been perfect there understanding and also get your loans sorted fast and they are also amazing with saving without credit union I don’t know what I would do there just fantastic. Reviewed on: 3rd July 2025

I have been using credit union for many years now an...

5
I have been using credit union for many years now and they are always very helpful and quick to respond to any of my questions Reviewed on: 3rd July 2025

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