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South Manchester Credit Union: Loans reviews

4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

I had just moved back from Australia after lockdown...

5
I had just moved back from Australia after lockdown and wanted to consolidate my debt. In just over 2 years I have nearly paid it all off! Reviewed on: 29th August 2025

10/10 service

5
Honestly cant fault them. Always great service 10/10 Reviewed on: 23rd August 2025

Fantastic

5
They have me a loan, brilliant service really easy process. Lovely people really easy to pay back Reviewed on: 22nd August 2025

Brilliant.

5
Brilliant. There always on hand to help you. Friendly. Caring. Thoughtful. When I’ve needed help they always come through for me. They always come to a solution that helps us out that’s right for us. Reviewed on: 20th August 2025

Helpful always

5
Always there wen needed them never failed to let me down Reviewed on: 19th August 2025

Credit union is literally a life saver!!!!!

5
Credit union is literally a life saver not only does it help you save money (which I really struggle with but have managed to do so with the help of credit union) but if ever a small or large inconvenience happens for example when my washing machine broke I was eligible to take a loan out extreme fast in fact it was the same day and my washing machine was ordered the same day it broke because of how fast they respond and assist highly recommend credit union Iv told a lot of friends and family and they all now have a credit union account on fog Lane really is a game changer! Reviewed on: 14th August 2025

Great...

5
Always very quick iv had issues uploading docs and the person on the phone very patient talked me through all options Reviewed on: 13th August 2025

I had a great experience with your loan service and...

5
I had a great experience with your loan service and the process was clear, fast, and stress-free. The team was professional and helpful at every step, answering my questions quickly and guiding me through with care. I’m really pleased with the outcome and would definitely recommend your services to others. Reviewed on: 12th August 2025

Always complete my application really fast , commun

5
Always complete my application really fast , communing with you a lot though the whole application process and helpful throughout . Really easy to complete as well if it’s a repeat application within that year as well it’s only a short one Reviewed on: 12th August 2025

would highly recommend

5
Really easy to communicate with the staff. Very welcoming, friendly and understanding never had any issues. So helpful and would highly recommend to friends and family. Very easy process to set up and pay back - any issues and they’re always there to help. Reviewed on: 10th August 2025

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