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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

Always happy to help with a lovely approach to their...

Always happy to help with a lovely approach to their customers. Very understanding of people's circumstances. Reviewed on: 7th July 2025

I have been with credit union for a long time and I...

I have been with credit union for a long time and I am really happy with the service and when I am in need they really help me out. Reviewed on: 7th July 2025

I have had good and bad experiences over the years t...

I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the staff not talking very nicely about the member which was very inkind I all have had problem with the banking system I have met some lovely staff on the way then some very abrupt as the other day I was asking what did I want in the app Reviewed on: 5th July 2025

Excellent customer focussed service.

Excellent customer focussed service. Very very reliable Reviewed on: 5th July 2025

Wen the person pays bak the loan wid no problems an...

Wen the person pays bak the loan wid no problems an ask for a bigger loans u could let the person have it Reviewed on: 5th July 2025

Always there when times become difficult.

Always there when times become difficult. Reviewed on: 5th July 2025

I save and I borrow the staff are so attentive, they...

I save and I borrow the staff are so attentive, they wok out what's best for me. In my experience smcu is the most professional team of people to deal with Reviewed on: 5th July 2025

Always fab with really helpful staff.

Always fab with really helpful staff. Reviewed on: 4th July 2025

South Manchester credit Union saved me from dropping...

South Manchester credit Union saved me from dropping out university by given me loan when it matter most and help me and my family after graduation with another loan with less stress for our Visa conversation.Thy are simply the best. Reviewed on: 4th July 2025

I can count on credit union to ensure to make me awa...

I can count on credit union to ensure to make me aware of taking reponsible , affordable loan out for myself.By asking the right questions when I am applying.Being my back up when I need it. Reviewed on: 4th July 2025

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