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South Manchester Credit Union: Loans reviews

4.95
Based on 348 reviews, last reviewed 10th Aug 2025
234% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

would highly recommend Really easy to communicate with the staff. Very welcoming, friendly and understanding never had any issues. So helpful and would highly recommend to f... Read more Reviewed on: 10th August 2025
Lauren B's avatar
Lauren B

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025
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Cricket

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (348)

If ever I need a loan they are always ready to help...

5
If ever I need a loan they are always ready to help quickly and efficiently and make me feel at ease Reviewed on: 29th April 2025

Supportive staff, people’s people and honesty

5
It’s honestly a long story but if I’m to say a summary, South Manchester Credit union provided me with a loan to settle my tuition at the time I lost hope. It made me feel supported and heard. To top it all, it came to me as a shock when I was told that I am saving alongside my loan repayments. Not to leave this great detail out of it, there staff was really supportive and used kind words. My advice is by honest and transparent about your situation, they are willing to help if you can meet the requirements. Reviewed on: 29th April 2025

South Manchester credit union have always been so he...

5
South Manchester credit union have always been so helpful when it’s come to taking loans out and savings. The communication is always effective and they never don’t help at all! Would definitely recommend them! Reviewed on: 29th April 2025

It was great pleasure to deal with South Manchester...

5
It was great pleasure to deal with South Manchester credit union. All the staffs are excellent and shows patient to listen us and suggest the best options. Reviewed on: 29th April 2025

Quite Easy to apply and helpful

5
I have had help with loan a couple of times, easy to apply and Really helpful Reviewed on: 29th April 2025

I have been a customer for the past 5 years and the...

5
I have been a customer for the past 5 years and the team have always been really informative helpful and they have helped me through tough times I. Terms of borrowing money and paying back at a good rate Reviewed on: 28th April 2025

SMCU have helped me so much.

5
SMCU have helped me so much. They are a credit to the community. Reviewed on: 28th April 2025

Very helpful when I need some extra cash to cover th...

5
Very helpful when I need some extra cash to cover the cost of living. Very fast and efficient. Simple process. Reviewed on: 28th April 2025

Smcu been my saviosmc12 months after 2 bere...

5
Smcu been my saviour the last 12 months after 2 bereavments in 2 weeks smcu were there for me i my time of need showing me help and compassion when there were nobody else staff all brilliant kind amd a wonderful dedicated team Reviewed on: 25th April 2025

Excellent service been a member for 13 years very su...

5
Excellent service been a member for 13 years very supportive service Reviewed on: 25th April 2025

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