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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

86% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

Great friendly people and very helpful.

Great friendly people and very helpful. Keeping updated with the loan. Reviewed on: 6th May 2025

Really responsive and helpful.

Really responsive and helpful. And helping with the community Reviewed on: 6th May 2025

Building with south Manchester credit union

Since I've been using credit union I have been able to get myself driving and take my kids on holiday. Saving and using the loans credit union offer have help me manage my money Reviewed on: 6th May 2025

Best credit union ever!

The staff here are amazing....always ready to help and always nice and easy to talk to. Reviewed on: 6th May 2025

I have loaned from them twice and I haven’t got any...

I have loaned from them twice and I haven’t got any issue paying back due to there law interest rate Reviewed on: 6th May 2025

Am very happy for the service and am happy to recomm...

Am very happy for the service and am happy to recommend others Reviewed on: 6th May 2025

Life savers

I can relate sometimes back I was depressed cos I needed money to pay up my tuition fee, luckily I bumped into them.... I got the money I needed Ever since then Happy After Reviewed on: 6th May 2025

Amazing for loans and savings.

Amazing for loans and savings. Affordable in any circumstance. Reviewed on: 6th May 2025

My experience was a smooth experience, their service...

My experience was a smooth experience, their services are quick, reliable and amazing, their staff are friendly, prompt with polite response. Reviewed on: 6th May 2025

South Manchester Credit Union Loan Review

South Manchester Credit Union Loan Review A great experience—easy application, fair rates, and friendly, transparent service. Repayments are clear and manageable. Ideal for ethical, local borrowing. Highly recommend. Reviewed on: 6th May 2025

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