Smart Money People Logo

South Manchester Credit Union: Loans reviews

4.95
Based on 352 reviews, last reviewed 14th Aug 2025
198% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Credit union is literally a life saver!!!!! Credit union is literally a life saver not only does it help you save money (which I really struggle with but have managed to do so with the help of c... Read more Reviewed on: 14th August 2025
Emma C's avatar
Emma C

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025
Cricket 's avatar
Cricket

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

South Manchester Credit Union Loans reviews (352)

Life savers

5
I can relate sometimes back I was depressed cos I needed money to pay up my tuition fee, luckily I bumped into them.... I got the money I needed Ever since then Happy After Reviewed on: 6th May 2025

Amazing for loans and savings.

5
Amazing for loans and savings. Affordable in any circumstance. Reviewed on: 6th May 2025

My experience was a smooth experience, their service...

5
My experience was a smooth experience, their services are quick, reliable and amazing, their staff are friendly, prompt with polite response. Reviewed on: 6th May 2025

South Manchester Credit Union Loan Review

5
South Manchester Credit Union Loan Review A great experience—easy application, fair rates, and friendly, transparent service. Repayments are clear and manageable. Ideal for ethical, local borrowing. Highly recommend. Reviewed on: 6th May 2025

They are incredible.

5
They are incredible, they’ll help you make your life easier, and turn your worries to joy. Reviewed on: 6th May 2025

I had a bit of financial crisis and went to the unio...

5
I had a bit of financial crisis and went to the union and got helped which was great. Reviewed on: 6th May 2025

People-Centric

5
From the application process to when I for the money was seamless. The team communicated very well and we could discuss things. It was a personalised experience. Reviewed on: 6th May 2025

Absolutely amazing service.

5
Absolutely amazing service. Very helpful and great communications Reviewed on: 6th May 2025

I have been with the credit union for many years now...

5
I have been with the credit union for many years now and never had an issue. Every member of staff is incredible. Reviewed on: 6th May 2025

I find the process quick and easy to apply.

5
I find the process quick and easy to apply. The team are helpful and action loans quickly. Reviewed on: 6th May 2025

Do you have a different South Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from South Manchester Credit Union?

    View all products