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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

South Manchester Credit Union: Loans is helping me p...

South Manchester Credit Union: Loans is helping me pay my yearly bus ticket. I think this service is excellent. Reviewed on: 6th May 2025

the way they process the loans is impressive

the way they process the loans i Reviewed on: 6th May 2025

Amazing!

The people are always so friendly, welcoming and understanding. They have helped me through many bad times and I always feel comfortable knowing I'm part of the credit union. Reviewed on: 6th May 2025

Fabulous , caring and get your dreams on track

South Manchester Credit Union is such a fabulous set up. So community based. Taking out a loan can be daunting especially if you think you may be turned down. SMCU look at the best loan for you and the best way for you to pay it back .They really care and want you to be financially confident. They are approachable , caring and get you on the right track to make your dreams possible. Unique. Reviewed on: 6th May 2025

The staff are super friendly & very proffesional.

The staff are super friendly & very proffesional. Reviewed on: 6th May 2025

Very helpful organisation.

Very helpful organisation. Car loan sorted within a week. Reviewed on: 6th May 2025

Good customer service, good communication and good c...

Good customer service, good communication and good company Reviewed on: 6th May 2025

The ethical nature and personal service is why I us...

The ethical nature and personal service is why I use them over other financial institutions. Reviewed on: 6th May 2025

Annual Bus pass scheme- what a great help!

Annual Bus pass scheme- what a great help! Reviewed on: 6th May 2025

The very best Loan lenders throughout

my experience was straight forward professional, every thing explained to its full capacity. what a wonderful experience TBH! Reviewed on: 6th May 2025

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