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South Manchester Credit Union: Loans reviews

View other South Manchester Credit Union products
4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O
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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

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South Manchester Credit Union Loans reviews (447)

Hoenstly amazing support from strat to finish :) eve...

5
Hoenstly amazing support from strat to finish :) everybody is super friendly and helpful Reviewed on: 16th June 2025
Viki f's avatar
Viki f

Five star service everytime

5
Always very helpful and kind to individual situations. Fast processing times and low interest. Great company Reviewed on: 16th June 2025
Kelly N's avatar
Kelly N

Your Go-To for Fair and Supportive Loans

5
Their application process is straightforward and transparent, with staff genuinely helpful and clear. What truly sets them apart is their community-focused, responsible lending. They offer competitive interest rates, making repayments manageable and affordable compared to high-street lenders. It's refreshing to know repayments support other members, reflecting their commitment to member well-being over profit. For an ethical, fair, and supportive loan provider, South Manchester Credit Union is an outstanding choice. Highly recommended! Reviewed on: 15th June 2025
Daniel J's avatar
Daniel J

Always helpful , quick loan process

5
Always helpful , quick loan process Reviewed on: 13th June 2025
Angelika D's avatar
Angelika D

It’s amazing I would use it again.

5
It’s amazing I would use it again. It helped me so much throughout the month when I had no money it’s just really amazing Reviewed on: 12th June 2025
Amysha's avatar
Amysha

Always helpful staff and a quick service

5
Always helpful staff and a quick service Reviewed on: 12th June 2025
Claire t's avatar
Claire t

Everytime I need a little financial help I can alway...

5
Everytime I need a little financial help I can always turn to the Smcu. The staff are always friendly always helpful between savings and loans at affordable repayments and low rates I am always able to get help. I really rate their service and the staff as top of everything. Reviewed on: 11th June 2025
Ms J's avatar
Ms J

Great way of saving and also planning Christmas and...

5
Great way of saving and also planning Christmas and summer with the kids knowing I have the funds available and affordable Reviewed on: 10th June 2025
Jade R's avatar
Jade R

Very friendly and extremely helpful, they always go...

5
Very friendly and extremely helpful, they always go that extra mile and also offer brilliant advice Reviewed on: 9th June 2025
Cat B's avatar
Cat B

Fantastic service.

5
Fantastic service. They're very quick in getting back to you. Non judgemental, friendly and the repayment process is east and affordable. Reviewed on: 9th June 2025
Lyndsey B's avatar
Lyndsey B

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