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South Manchester Credit Union: Loans reviews

4.95
Based on 370 reviews, last reviewed 21st Nov 2025
95% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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3%
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0%
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1 star
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0%

Latest highest rating:

5

Outstanding Always been so understanding and compassionate when it comes to helping my family make you feel as ease when discussing your finances Reviewed on: 21st November 2025
Donna R's avatar
Donna R

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025
Cricket 's avatar
Cricket

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (370)

Friendly, knowledgeable advice and support.

5
Friendly, knowledgeable advice and support. They are honest, open and trustworthy and take the anxiety out of financial matters. Reviewed on: 7th May 2025

Quick responses always are kind and curtious and the...

5
Quick responses always are kind and curtious and they always aim to help as much they can and come through every single time with out credit union me and my family would struggle Reviewed on: 7th May 2025

South Manchester Credit Union: Loans is helping me p...

5
South Manchester Credit Union: Loans is helping me pay my yearly bus ticket. I think this service is excellent. Reviewed on: 6th May 2025

the way they process the loans is impressive

5
the way they process the loans i Reviewed on: 6th May 2025

Amazing!

5
The people are always so friendly, welcoming and understanding. They have helped me through many bad times and I always feel comfortable knowing I'm part of the credit union. Reviewed on: 6th May 2025

Fabulous , caring and get your dreams on track

5
South Manchester Credit Union is such a fabulous set up. So community based. Taking out a loan can be daunting especially if you think you may be turned down. SMCU look at the best loan for you and the best way for you to pay it back .They really care and want you to be financially confident. They are approachable , caring and get you on the right track to make your dreams possible. Unique. Reviewed on: 6th May 2025

The staff are super friendly & very proffesional.

5
The staff are super friendly & very proffesional. Reviewed on: 6th May 2025

Very helpful organisation.

5
Very helpful organisation. Car loan sorted within a week. Reviewed on: 6th May 2025

Good customer service, good communication and good c...

5
Good customer service, good communication and good company Reviewed on: 6th May 2025

The ethical nature and personal service is why I us...

4
The ethical nature and personal service is why I use them over other financial institutions. Reviewed on: 6th May 2025

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