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South Manchester Credit Union: Loans reviews

4.95
Based on 368 reviews, last reviewed 12th Oct 2025
84% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025
Lisa g's avatar
Lisa g

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025
Cricket 's avatar
Cricket

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

SMC are very supportive and understanding to meet pe...

5
SMC are very supportive and understanding to meet people’s needs. They have helps me many times with easy repayment plan Reviewed on: 8th May 2025

Great credit union

5
Good service. Lovely people always willing to help. Reviewed on: 8th May 2025

Always there, wonderful staff.

5
Always there, wonderful staff. Helped me on so many occasions. Made my life a lot easier. Reviewed on: 8th May 2025

My loan was considered quickly staff always professi...

5
My loan was considered quickly staff always professional and quick to respond Reviewed on: 8th May 2025

Help out loads , good to have when your in...

5
Help out loads , good to have when your in need Reviewed on: 7th May 2025

South Manchester Credit Union is a good organisation.

5
South Manchester Credit Union is a good organisation. They give every loan as possible to everyone, so try to do your job. I reach you with good excellence. Reviewed on: 7th May 2025

I have been with South Manchester Credit Union now f...

5
I have been with South Manchester Credit Union now for quite a number of years and I have always received an excellent service and the staff are always very helpful and polite. Highly recommended. Reviewed on: 7th May 2025

Helped every time I needed it.

5
Helped every time I needed it. Thank you, would definitely recommend. Reviewed on: 7th May 2025

Friendly, knowledgeable advice and support.

5
Friendly, knowledgeable advice and support. They are honest, open and trustworthy and take the anxiety out of financial matters. Reviewed on: 7th May 2025

Quick responses always are kind and curtious and the...

5
Quick responses always are kind and curtious and they always aim to help as much they can and come through every single time with out credit union me and my family would struggle Reviewed on: 7th May 2025

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