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South Manchester Credit Union: Loans reviews

View other South Manchester Credit Union products
4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O
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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

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South Manchester Credit Union Loans reviews (447)

I applied for a loan with a poor credit score due to...

5
I applied for a loan with a poor credit score due to some unfortunate circumstances and the team were nothing but supportive and helpful, great response time and I was approved for my loan! Super thankful to SMCU for helping me out of a tough spot, and I look forward to saving with them! Reviewed on: 20th June 2025
Sana D's avatar
Sana D

Excellent

5
The help I got was exceptional, Aimee was a pleasure and had lovely customer service skills Reviewed on: 20th June 2025
Wendy's avatar
Wendy

I have just been given a loan and everything I had s...

5
I have just been given a loan and everything I had spoken to anyone they were nothing bit helpful and it was a very smooth process Reviewed on: 20th June 2025
Natalie c's avatar
Natalie c

Excellent customer service Emily made it so easy and...

5
Excellent customer service Emily made it so easy and smooth to deal with the whole process Reviewed on: 20th June 2025
Jodie M's avatar
Jodie M

It was quick and easy and staff where polite

5
It was quick and easy and staff where polite Reviewed on: 19th June 2025
Christabel Kuimba's avatar
Christabel Kuimba

The team at South Manchester Credit Union are financ...

5
The team at South Manchester Credit Union are financial life savers! This team of caring, efficient human beings consider the whole person and their individual circumstances into consideration before making a decision, I was trapped in a cycle of high interest payments to various creditors. The Smart loan was the absolute right product for me! The team supported with all aspects of the application process and showed real humanity and care. Massive thank you from me Reviewed on: 18th June 2025
Marie 's avatar
Marie

Fantastic company excellent customer service

5
Fantastic company excellent customer service Reviewed on: 18th June 2025
Julie 's avatar
Julie

Good experience as always been a pleasure

5
Good experience as always been a pleasure Reviewed on: 17th June 2025
Angela C's avatar
Angela C

excellent service applying for loan and a...

5
Always get good service when applying for loan and always support members when needed. I will always stay with them. Reviewed on: 16th June 2025
May 's avatar
May

Very accommodating and understanding, clear communic...

5
Very accommodating and understanding, clear communication and great rates Reviewed on: 16th June 2025
Missy B's avatar
Missy B

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