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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.90 (447 reviews)

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4.90

Based on 447 reviews, last reviewed 30th Jun 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

SMCU loans

Never had issue always straight forward easy application for loan and great savings account too Reviewed on: 24th June 2025

very friendly and reliable people

very friendly and reliable, professional service Reviewed on: 24th June 2025

Excellent service from start to finish

Excellent service from start to finish. EEfficient and helpful. Will recommend and use again Reviewed on: 24th June 2025

Excellent customer service

Really excellent customer service and excellent products, loans and the variety of accounts they offer are top notch. I couldn't recommend them more. Reviewed on: 24th June 2025

I had the surprise of my life being accepted for my...

I had the surprise of my life being accepted for my loan for my bus pass. I was even more surprised with how much I saved Reviewed on: 24th June 2025

Fast and friendly

Fast friendly and good customer service with clear advice Reviewed on: 24th June 2025

Great teams.

Just great. Well looked after all the time. Reviewed on: 24th June 2025

Very good all around service .

Very good all around service . very nice people very friendly it's very helpful and friendly thank you Reviewed on: 24th June 2025

Fast and efficient, affordable loans

I have been a member with South Manchester credit union for over 10 years and have had a few small loans in the past which have been a a good rate. I have always been treated respectfully and politely and SMCU has been prompt on providing details and outcomes of decisions for loans. I have recently needed to apply for a more substantial loan as my credit cards were costing so much in interest and a few unforeseen bills such as car repairs and white goods needing replacing meant I would be paying extortionate APR on other types of credit. SMCU have been very helpful and understanding in my predicament and thanks to the loan at a good interest rate I am still able to save alongside my repayments . Reviewed on: 23rd June 2025

Excellent

Always quick and efficient and always giving good advice and help you the best they can never had any issues Reviewed on: 22nd June 2025

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