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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (370 reviews)

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4.95

Based on 370 reviews, last reviewed 21st Nov 2025

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Outstanding Always been so understanding and compassionate when it comes to helping my family make you feel as ease when discussing your finances Reviewed on: 21st November 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (370)

Smcu been my saviosmc12 months after 2 bere...

Smcu been my saviour the last 12 months after 2 bereavments in 2 weeks smcu were there for me i my time of need showing me help and compassion when there were nobody else staff all brilliant kind amd a wonderful dedicated team Reviewed on: 25th April 2025

Excellent service been a member for 13 years very su...

Excellent service been a member for 13 years very supportive service Reviewed on: 25th April 2025

Great start to finish

Great start to finish was quick and simple Reviewed on: 25th April 2025

By far the best finance provider and Credit Union I...

By far the best finance provider and Credit Union I have ever had the pleasure of working with. Such a refreshing approach to savings/loans with no judgement, friendly and personable service and they go above and beyond! It’s always a pleasure speaking to the team, they are just fantastic! Looking forward to building a long term relationship Reviewed on: 25th April 2025

Excellent customer service and really easy process.

Excellent customer service and really easy process. Reviewed on: 25th April 2025

Helpful from start to finish.

Helpful from start to finish. Great communication and friendly! And a yes decision! So helpful to my business Reviewed on: 25th April 2025

Excellent experience

Excellent experience Emily was lovely made it very easy to go through the loan process Reviewed on: 25th April 2025

Seamless and swift experience

My experience with South Manchester Credit Union is a very interesting and seamless one, they have a very receptive customer service, swift and effective I love it and will recommend it to more friends and family to join. Reviewed on: 24th April 2025

I had wonderful experience with south Manchester cre...

I had wonderful experience with south Manchester credit union do my smart loan process. I was clearly explained and had immense support. Reviewed on: 24th April 2025

South Manchester Credit Union have been pivotal in s...

South Manchester Credit Union have been pivotal in supporting the work we do in preventing homelessness, and the feedback has been amazing Reviewed on: 16th April 2025

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