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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.90 (447 reviews)

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4.90

Based on 447 reviews, last reviewed 30th Jun 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

Very efficient and helpful also help me to save

Very efficient and helpful also help me to save Reviewed on: 9th May 2025

Credit Union my financial life line.

I love my credit union it is my life line. It has covered my emergencies a it has taken me on many holidays. I tell everybody to open an account if they have not got one. I speak so positively about credit union at least 11 people I know have thanked me for my advise after they have opened an account. Great service amazing staff Reviewed on: 9th May 2025

Much appreciated ,very helpful and supportive.

Been very, helpful and supportive, over the years, to Gordon and Tracy, for loans when needed the most, through the good times and bad times, helping with adaptions, for a disabled house plus extras. Reviewed on: 9th May 2025

It's friendly,accessible not daunting to approach fo...

It's friendly,accessible not daunting to approach for a loan and knowing its a community input that can impacts is motivation to keep up to date.The credit union is responsible taking steps to ensure I don't financially over stretch myself.Which is reassuring, Reviewed on: 9th May 2025

Needed help, help was received.

I needed a loan to deal with financial worries. After a short chat online and supplying a few details. I was given a loan which helped me out enormously. I'm forever grateful for the help I received from the lovely people at SMCU Reviewed on: 9th May 2025

They are so friendly and have great service

They are so friendly and have great service Reviewed on: 9th May 2025

Totally dedicated to their members

Totally dedicated to their members Reviewed on: 8th May 2025

Have been a member Of South Manchester Credit Union...

Have been a member Of South Manchester Credit Union for over a decade. Always been quick, efficient and great when needing a loan to cover unexpected expenses. Keep you informed and up to date with your savings/ payments other information. Reviewed on: 8th May 2025

I have been a member for around 13years and credit u...

I have been a member for around 13years and credit union has always been there to help and support me in my times of need. They are so understanding and supportive. I recommend SMCU to all my friends and family! Reviewed on: 8th May 2025

SMC are very supportive and understanding to meet pe...

SMC are very supportive and understanding to meet people’s needs. They have helps me many times with easy repayment plan Reviewed on: 8th May 2025

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