Write a review

Newsletter

Go to business site

South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.90 (447 reviews)

View other South Manchester Credit Union products

4.90

Based on 447 reviews, last reviewed 30th Jun 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

Read all reviews Write a review

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

South Manchester Credit Union Loans reviews (447)

the way they process the loans is impressive

the way they process the loans i Reviewed on: 6th May 2025

Amazing!

The people are always so friendly, welcoming and understanding. They have helped me through many bad times and I always feel comfortable knowing I'm part of the credit union. Reviewed on: 6th May 2025

Fabulous , caring and get your dreams on track

South Manchester Credit Union is such a fabulous set up. So community based. Taking out a loan can be daunting especially if you think you may be turned down. SMCU look at the best loan for you and the best way for you to pay it back .They really care and want you to be financially confident. They are approachable , caring and get you on the right track to make your dreams possible. Unique. Reviewed on: 6th May 2025

The staff are super friendly & very proffesional.

The staff are super friendly & very proffesional. Reviewed on: 6th May 2025

Very helpful organisation.

Very helpful organisation. Car loan sorted within a week. Reviewed on: 6th May 2025

Good customer service, good communication and good c...

Good customer service, good communication and good company Reviewed on: 6th May 2025

The ethical nature and personal service is why I us...

The ethical nature and personal service is why I use them over other financial institutions. Reviewed on: 6th May 2025

Annual Bus pass scheme- what a great help!

Annual Bus pass scheme- what a great help! Reviewed on: 6th May 2025

The very best Loan lenders throughout

my experience was straight forward professional, every thing explained to its full capacity. what a wonderful experience TBH! Reviewed on: 6th May 2025

Great friendly people and very helpful.

Great friendly people and very helpful. Keeping updated with the loan. Reviewed on: 6th May 2025

Do you have a different South Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from My Community Bank 4.80 from 3219 reviews
Loans
from Partners Credit Union 4.90 from 801 reviews
Personal loan
from Admiral 4.67 from 1398 reviews

Want to see more from South Manchester Credit Union?

Savings
from South Manchester Credit Union 4.82 from 148 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub