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Acorn Community Bank: Loans reviews

4.94
Based on 923 reviews, last reviewed 27th Mar 2026
11% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
2 star
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0%
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0%

Latest highest rating:

5

Brilliant only thing that lets them down is transfer... Brilliant only thing that lets them down is transfer to ur bank account are not instant u have to wait hours or sometimes the next day but apart from ... Read more Reviewed on: 27th March 2026
Amanda Kennedy's avatar
Amanda Kennedy

Latest lowest rating:

1

I do NOT recommend!!! My company’s Credit Union was merged with Acorn Community Bank, and we were assured that everything would remain as smooth and straightforward as befo... Read more Reviewed on: 9th March 2026
Magda M's avatar
Magda M

About this product

Acorn Community Bank offer four personal loan types – a Family Loan, an Acorn Personal Loan, a Loyalty Savers Loan and a Payroll Loan.

The amount you can borrow varies between £200 and £15,000 depending on the loan type.

Acorn Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Acorn Community Bank before, you can also leave a review and share your experience.

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Acorn Community Bank Loans reviews (923)

Thank you Acorn

5
A credit union provides a valuable service and Acorn (previously Swan) provide this with an easy-to-use website and with staff who are helpful & supportive & understanding and who respond to phone queries & emails in a timely manner. Reviewed on: 8th August 2025

I’ve been with acorn community bank for around 6 yea...

5
I’ve been with acorn community bank for around 6 years now and I cannot fault them brillant service Reviewed on: 7th August 2025

For the community, by the community.

5
I'd been with Swan Community bank for a decade before they merged with Acorn and I've found Acorn to have maintained and even improved upon the service I was already happy with. The App is super user friendly, as are the staff via phone and email. The thing I've loved most about Acorn is the Loyalty loan where, if you've had the required amount of savings for the desired amount of time, you can get a substantial loan based on that and the interest rates are extremely low. This has been a game changer for me and my family and helps us plan ahead while affordable living within our means, and all while still saving. I'm extremely satisfied with Acorn and look forward to observing more growth of the company moving forward. I've also recommended Acorn to my son who just turned 18. An excellent service that genuinely cares about customer satisfaction. Reviewed on: 7th August 2025

Really helped me out when I needed it

5
Really helped me out when I needed it Reviewed on: 6th August 2025

Over-all fantastic.

5
Brilliant staff. A fantastic way to save, help with Christmas, birthdays etc. Reviewed on: 5th August 2025

They really helped me out in a time of need.

5
They really helped me out in a time of need. Struggling to make ends meet on top of being able to spoil my kids at Christmas. Acorn helped me do just that. Really simple and easy to apply and reasonable repayment play that I don’t even have to worry about as it comes straight out my child benefit. Stress and worry free! Fabulous service Reviewed on: 4th August 2025

They really helped in a tough time!

5
They really helped in a tough time! Also super quick considering everything they have to do. I would highly recommend them to all my friends and family Reviewed on: 4th August 2025

Amazing !

5
When called, always helpful, polite and eager to support you. I feel like there is no judgement. Reviewed on: 4th August 2025

I think acorn is excellent, helps me out loads I rec...

5
I think acorn is excellent, helps me out loads I recommend it to friends and family Reviewed on: 3rd August 2025

My first experience and I’m very happy.

5
My first experience and I’m very happy. Customer service over the phone is helpful and friendly. Love the fact I can borrow and save at the same time. Will recommend to family and friends Reviewed on: 3rd August 2025

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