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Atom Bank: Mortgages reviews

Name: Mortgages
Rating: 3.83 (46 reviews)

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3.61

Based on 46 reviews, last reviewed 2nd Aug 2024

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

68%

3 star

2 star

28%

Latest highest rating:

5

Smashing at everything. Smashing at everything. couldn't ask for more Reviewed on: 15th January 2024

Latest lowest rating:

1

Name must be on the mortgage to live there Basically applied for a mortgage and got accepted only to find out that me and my boyfriend cannot live together as he won’t be on the mortgage. He is... Read more Reviewed on: 2nd August 2024

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About this product

Atom Bank was the UK’s first app-based banking provider. It offers a range of ‘digital-first’ services, including a variety of mortgage products. Before committing to a new mortgage, always make sure you’re confident with the Ts and Cs and interest rate. Speak with the lender or an independent advisor if you need help understanding your options.

Buying your dream home might be the biggest investment you ever make, so finding the right mortgage deal is important. We collect Atom Bank digital mortgage reviews to give you valuable insight into the product. Make an informed decision when choosing your mortgage by reading the reviews on Smart Money People.

Opting for a digital bank can be daunting, but our reviews can help you understand the options available to you. Learn why existing borrowers chose Atom Bank as their lender and what the main differences are with a digital mortgage. Find out how satisfied borrowers are with Atom Bank’s customer service. Learn whether they would recommend the digital mortgage to family and friends. All of this and more can be found in our Atom Bank digital mortgage reviews.

If you have a digital mortgage with Atom Bank, write an honest review on Smart Money People today. Why did you choose a digital bank as your mortgage lender? What are the main differences you’ve experienced compared to a traditional lender? What was the application process like and was it easy to understand? Does the lender keep you up to date with any important mortgage news and changes? Whether good or bad, write an honest Atom Bank digital mortgage review. Together, we can help others like you make better financial decisions.

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Atom Bank Mortgages reviews (46)

Technology forward

Given the current climate within the industry, auto-offers are fantastic for customer experience. Reviewed on: 2nd March 2023

Amazing service

Absolutely amazing company. Quick, responsive and generally amazing customer experience Reviewed on: 21st February 2023

Miruna

Recomand cu incredere este specială Reviewed on: 24th January 2023

The spiders web

Very easy to get into Aton Bank and extremely difficult to leave. Even if you don’t want any interest and want to move your money you can’t. So you then have the old guard banking syndrome of it’s not your money it’s our money and you just say thank you for the privilege. Be aware you will be quoted all their T & C’s that are written by them and for them. Needless to say I won’t be using them again and my advice is don’t enter into their fixed agreements as you have to declare and prove a hardship clause which will be reviewed and decided by them if you qualify. Still not 2022 it’s more like 1922 - archaic! Reviewed on: 7th November 2022

A simple mortgage port NOT simple

I am still waiting for my mortgage port to be offered, it’s been over 8 weeks of one issue after the next, along with total inaction. The app shows application submitted twice over a 4 week period despite the message saying a decision would be made with 1-2 weeks. Getting nowhere and now delaying exchange Reviewed on: 16th June 2022

Offered us a mortgage within days

After being a little sceptical about taking out a mortgage with an online bank, we were over the moon to find that we received our mortgage offer within 2 days after applying! Reviewed on: 26th May 2022

Efficient

Our mortgage applications was done in such short time. The app is super easy to use and the whole process is effortless Reviewed on: 16th March 2022

Thinking a caring for people seems to be one of your top priorities

I know people who work for Atom and they love working for Atom ...Happy workers ..Happy customer Reviewed on: 3rd March 2022

Fast & furious :)

Great Bank. Easy to use app. And once we got our valuation report the mortgage was offered the same day. Super fast and super easy Reviewed on: 3rd March 2022

Fabulous service

Great rates and amazing customer service Reviewed on: 1st March 2022

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