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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to deal with

I have always found Atom to be easy to deal with and the online system is easy to navigate. The rates offered are always competitive. Reviewed on: 18th April 2025

Ronseal - does what it says on the tin.

Ronseal - does what it says on the tin. App is excellent too. Reviewed on: 18th April 2025

Tops for Service

One of the very best companies I deal with in terms of ease to use, communication and customer service. Reviewed on: 18th April 2025

Atom Bank - First class.

I would recommend Atom Bank unreservedly. I like the new Instant Saver Reward account that has recently been brought in. Their next step should be the introduction of an ISA. Reviewed on: 18th April 2025

Everything is organised and I love the interface.

Everything is organised and I love the interface. I am given the info I need in a fun format. Reviewed on: 18th April 2025

No frills experience with Atom Bank.

No frills experience with Atom Bank. Service and savings products have been quite good, interest rates are either better or comparable to market rates. Reviewed on: 18th April 2025

Have used them for a couple of years very efficient...

Have used them for a couple of years very efficient and offer good rats ,their app is very easy to navigate Reviewed on: 18th April 2025

The app is brilliant!

The app is brilliant!! So easy to use and transactions go through so quickly. Great rates on the fixed deposits. Would definitely recommend ATOM to anyone Reviewed on: 18th April 2025

Very straightforward, no hidden snags and a competit...

Very straightforward, no hidden snags and a competitive interest rate. Can’t fault it Reviewed on: 18th April 2025

Excellent Customer Service

Easy to speak to an advisor. Products are good and well explained. Reviewed on: 18th April 2025

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