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Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Very easy to use app and good interest rates on savi...

5
Very easy to use app and good interest rates on savings. Reviewed on: 18th April 2025

Best U.K. Bank

5
Best bank, by far, that I have ever used. Always first to increase interest rates and last to decrease them. Currently their various accounts are the best around. Reviewed on: 18th April 2025

Atom bank are a great way for saving with good inter...

5
Atom bank are a great way for saving with good interest rates. Reviewed on: 18th April 2025

Easy online banking

5
Good rates, very easy to use, well designed app Reviewed on: 18th April 2025

Atom’s performance has been most satisfactory

5
Atom offered good rates and helped me to register and invest on line. Monthly payments have arrived on time and amounts have been as expected. Reviewed on: 18th April 2025

Use the Atom App to manage my fixed rate savings pro...

5
Use the Atom App to manage my fixed rate savings products. The layout and functionality is excellent as we as the competitiveness of the interest rates. Reviewed on: 18th April 2025

Very happy with service

5
Always got a good interest rate and if I've phoned up always helpful Reviewed on: 18th April 2025

Used Atom bank for a number of years.

5
Used Atom bank for a number of years. Had no problems. Reviewed on: 18th April 2025

I’ve found the service exceptionally good and easy t...

5
I’ve found the service exceptionally good and easy to use and understand Reviewed on: 18th April 2025

Fantastic banking.

5
I'm so happy I joined, it works great for me. The app is so easy to navigate. I love it. Reviewed on: 18th April 2025