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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Excellent service and great app

5
Excellent customer service every time I speak to the team at Atom. It was really easy to set up a savings account with them in the app. The all is excellent for keeping me up to date with the savings dashboard and the documents stored in the vault. I love that there is a chat option to speak to their team via chat rather than having to call or email. Reviewed on: 18th April 2025

Super cool bank

5
Hastle free, good experience. Like the app. Reviewed on: 18th April 2025

Easy to open account and good interest rates - very...

5
Easy to open account and good interest rates - very easy to transfer money . My daughter and husband opened accounts after my recommendation Reviewed on: 18th April 2025

Everything is efficient, they answer the phone withi...

5
Everything is efficient, they answer the phone within moments & you can understand what they are saying. Reviewed on: 18th April 2025

The app is easy to use.

5
The app is easy to use. Atom make everything clear and simple. Reviewed on: 18th April 2025

The best rates, makes choosing a savings account easy.

5
The best rates, makes choosing a savings account easy. The setting up was easy and consistent. Reviewed on: 18th April 2025

Easy, Secure with Competitive Rates

5
I found the App very easy to use to manage your accounts and see new products also appears very secure. Rates on products seem very competitive when compared accross the markets. Reviewed on: 18th April 2025

What’s not to like

5
Good rates, easy to use app, good communication. Reviewed on: 18th April 2025

Great web site ! easy to use web site very informative.

5
Excellent easy to use web site very informative. Great rates. Does what it says on the tin. Reviewed on: 18th April 2025

Very easy banking app to use, good interest rates, k...

5
Very easy banking app to use, good interest rates, keeps customers informed with up to date information. Reviewed on: 18th April 2025

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