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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5178)

Great service and excellent returns on my investment

Great service and excellent returns on my investment Reviewed on: 18th April 2025

Easy to use services and clear portals make this ban...

Easy to use services and clear portals make this bank a delight to use! Reviewed on: 18th April 2025

Good for savers

Easy to follow app and good rates for savers Reviewed on: 18th April 2025

Simply hassle free to deal with Atom.

Simply hassle free to deal with Atom. Do what they promise reliably and seamlessly. Great to deal with such a business. Reviewed on: 18th April 2025

I’ve got a five year fixed rate with Atom at 5% so I...

I’ve got a five year fixed rate with Atom at 5% so I’m very happy at the moment, I’ve not really had any experience with your customer service so can’t really comment on that, but that is probably a good point that I haven’t, keep on keeping me happy! Reviewed on: 18th April 2025

Atom helps me to keep track of my savings

The App is easy to set up and use. Atom offers a competitive rate of interest and the reassurance of instant access to your account. Reviewed on: 18th April 2025

Moved money from another online bank to Atom as the...

Moved money from another online bank to Atom as the interest rate at Atom was far better. Am very happy with the whole experience including setting up the account and it's fairness with it's customers. Carry on with the good work. Reviewed on: 18th April 2025

Easy to manage the finances via the app,good interes...

Easy to manage the finances via the app,good interest rates Reviewed on: 18th April 2025

Quick to answering phone calls , any you ask they al...

Quick to answering phone calls , any you ask they always have enough time to explain it into details Reviewed on: 18th April 2025

Atom saving

Good interest rates, allows for easy access to money in case of emergency Reviewed on: 18th April 2025

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