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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5178)

Good value

Easy to set up accounts and good customer service. Reviewed on: 18th April 2025

Great app.

Great app. Simple to use. Does what it says. Reviewed on: 18th April 2025

I would recommend

It was easy to set up, good interest rates and when you call for help and support thr phones are answered quickly. Reviewed on: 18th April 2025

It's fine, good rate for now will see.

It's fine, good rate for now will see. Reviewed on: 18th April 2025

Anatomic Review

I like the straightforward entry into the app just using face recognition, and the transactions are always easy and swiftly executed. I also like the responses, e.g. -“Perfect”! Reviewed on: 18th April 2025

User friendly website.

User friendly website. Seamless transfer to new account when mine matured. Reviewed on: 18th April 2025

Great rates, great app & min emails

Great interest rates, very straightforward app & clarity, and email contact not too frequent which is ideal. Reviewed on: 18th April 2025

Highly Reccomended!

Very simple and easy to set up, easy ti maintain, great app. Cant complain. Very Happy overall. Reviewed on: 18th April 2025

Really straightforward to start up.

Really straightforward to start up. A great rate of interest.more than any of my other easy access acounts and all you have to do is not withdraw any money for a month to benefit from the higher rate of interest. Easy to follow instructions. It feels safe and efficient Reviewed on: 18th April 2025

Atom.. savings made easy.

I find the Atom app very easy to negotiate, to open up new accounts and keep track of existing ones. Interest rates are favourably comparable to other banks and keep abreast with the times. Good selection of both short and long term savings accounts. Emailed regularly regarding any changes in account and notified of statements when ready. Reviewed on: 18th April 2025

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