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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom Bank for stress free saving

5
Funds added are shown immediately. The account was easy to open and the service 1st class Reviewed on: 18th April 2025

Atom Bank

5
Great bank and interest rates, use every year Reviewed on: 18th April 2025

Opened up a fixed rate savings account.

5
Opened up a fixed rate savings account. Completed online and was simple and straightforward Reviewed on: 18th April 2025

Great savings rates and the App works very well

5
Great savings rates and the App works very well Reviewed on: 18th April 2025

Atom has excellent interest rates, and an easy to us...

5
Atom has excellent interest rates, and an easy to use app to manage my account. There’s not much I can add to this review, than I’m extremely happy with their service. Reviewed on: 18th April 2025

Deserves my business

5
Very efficient easy banking. Competitive rates. Only online bank I've ever reinvested in. Reviewed on: 18th April 2025

Easy to set-up

4
Setting up my account was relatively easy and the security features are excellent. Reviewed on: 18th April 2025

Atom is brilliantly simple!

5
Atom is quick easy and really user friendly. I have shared with all friends and family and they love it too. Reviewed on: 18th April 2025

Splendid

5
Straight forward app. Satisfied with service provided. Reviewed on: 18th April 2025

Easy to set up and easy to use app, great all round...

5
Easy to set up and easy to use app, great all round experience Reviewed on: 18th April 2025

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