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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

competitive and efficient

Best interest rates and easy to reset your PIN if you have forgotten it like some other online banks who want photos of your face again and photo of your passport. Reviewed on: 17th April 2025

Easy and quick to usgoode account

Easy and quick to use account on line Reviewed on: 17th April 2025

.Humans not Chatbots

Customer service top notch online chat and telephone queries promptly responded to by humans. Reviewed on: 17th April 2025

Thank you

Good rates, easy app, sorted and live in no time at all Reviewed on: 17th April 2025

So easy, yet so professional !

I have held a number of fixed savings accounts for several years now. Everything has been super easy. The application process is very straightforward and quick. The app is fantastic and very simple to use. Interest rates offered are usually very competitive. I really like the option of monthly interest payments (One of my key reasons for choosing Atom). Communication is always quick, clear and understandable. The whole ethos of Atom Bank Savings is a breath of fresh air. All other banks should use Atom as their benchmark if they want to offer a modern, flexible, online banking service with a good range of products. Reviewed on: 17th April 2025

Easy App to navigate

The Atom app is very easy to navigate and user friendly. Reviewed on: 17th April 2025

Everything been great since I was told about you by...

Everything been great since I was told about you by my daughter Reviewed on: 17th April 2025

No problems with Atom online savings, great App.

No problems with Atom online savings, great App. Reviewed on: 17th April 2025

Just a simple effective app

Just a simple effective app providing better than average savings rates. Reviewed on: 17th April 2025

Always answers calls quickly, extremely helpful, and...

Always answers calls quickly, extremely helpful, and all my questions have been answered clearly. staff seem friendly too. Reviewed on: 17th April 2025

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