Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

View other Atom Bank products

4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5213)

People ahead of profits

Unbelievably quick and easy to set up!!interest rate dashboard is excellent! Interest rate is the best out there! Linking to my HSBC bank account took minutes! Moved all my money from HSBC at 2.35% to Atom at 5.75%! The big banks screw us all over but the challenger banks are her to save the day! Reviewed on: 17th April 2025

Excellent website easy to navigate, great interest r...

Excellent website easy to navigate, great interest rates, informative emails, have had several accounts with Atom and will do in the future. Definitely recommend Reviewed on: 17th April 2025

Incredible interest rates for a savings account.

Incredible interest rates for a savings account. Recommended to my dad who also opened an account and loves this bank Reviewed on: 17th April 2025

Atom have been amazing since I stared to use them fo...

Atom have been amazing since I stared to use them for my savings Reviewed on: 17th April 2025

Amazing interest rates, hassle free set up and no pr...

Amazing interest rates, hassle free set up and no problems. Reviewed on: 17th April 2025

competitive and efficient

Best interest rates and easy to reset your PIN if you have forgotten it like some other online banks who want photos of your face again and photo of your passport. Reviewed on: 17th April 2025

Easy and quick to usgoode account

Easy and quick to use account on line Reviewed on: 17th April 2025

.Humans not Chatbots

Customer service top notch online chat and telephone queries promptly responded to by humans. Reviewed on: 17th April 2025

Thank you

Good rates, easy app, sorted and live in no time at all Reviewed on: 17th April 2025

So easy, yet so professional !

I have held a number of fixed savings accounts for several years now. Everything has been super easy. The application process is very straightforward and quick. The app is fantastic and very simple to use. Interest rates offered are usually very competitive. I really like the option of monthly interest payments (One of my key reasons for choosing Atom). Communication is always quick, clear and understandable. The whole ethos of Atom Bank Savings is a breath of fresh air. All other banks should use Atom as their benchmark if they want to offer a modern, flexible, online banking service with a good range of products. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Savings
from Tesco Bank 4.04 from 5 reviews
Junior Instant Access Savings
from NatWest 3.42 from 33 reviews
Fixed Rate Savings
from M&S Bank - Marks and Spencer 4.08 from 2 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.18 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub