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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

So easy, yet so professional !

I have held a number of fixed savings accounts for several years now. Everything has been super easy. The application process is very straightforward and quick. The app is fantastic and very simple to use. Interest rates offered are usually very competitive. I really like the option of monthly interest payments (One of my key reasons for choosing Atom). Communication is always quick, clear and understandable. The whole ethos of Atom Bank Savings is a breath of fresh air. All other banks should use Atom as their benchmark if they want to offer a modern, flexible, online banking service with a good range of products. Reviewed on: 17th April 2025

Easy App to navigate

The Atom app is very easy to navigate and user friendly. Reviewed on: 17th April 2025

Everything been great since I was told about you by...

Everything been great since I was told about you by my daughter Reviewed on: 17th April 2025

No problems with Atom online savings, great App.

No problems with Atom online savings, great App. Reviewed on: 17th April 2025

Just a simple effective app

Just a simple effective app providing better than average savings rates. Reviewed on: 17th April 2025

Always answers calls quickly, extremely helpful, and...

Always answers calls quickly, extremely helpful, and all my questions have been answered clearly. staff seem friendly too. Reviewed on: 17th April 2025

Easy to use app offering excellent saving rates

Easy to use app offering excellent saving rates Reviewed on: 17th April 2025

I am 100% happy with Atom Bank.

I am 100% happy with Atom Bank. I was kept informed right from beginning of investing in a bond which gives excellent interest. Reviewed on: 17th April 2025

Excellent service

Easy to use and follow with good savings rates Reviewed on: 17th April 2025

Never had a problem

Never had a problem since setting up my account , very easy to use and transfer money to and from.Customer services were helpful when I switched mobile phones and had to work out how to register the new one , decent interest rates too compared to banks and building societies these days. Reviewed on: 17th April 2025

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