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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5178)

Take Life Easy

I don’t have much savings and used to constantly shift my small cash pile from best buy to best buy. With Atom I now don’t need to do any shifting as their rates are consistently some of the best around. Reviewed on: 17th April 2025

Join with Atom, relax, and watch your money grow!

Exceptional service. Generous interest rates and very easy to navigate the banking Ap. Very efficient in updating customers on any changes. In a world that over-complicates, Atom bank keeps things clear and understandable. Great way to grow your money. Reviewed on: 17th April 2025

Regular inverster

Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

Savings account benefits

I use the Bank for a savings account and the ease of transferring money in and out is ideal and means I will continue to use them for this purpose. Reviewed on: 17th April 2025

Easy to set up.

Easy to set up. Rate even went ip after I set up savings account. Reviewed on: 17th April 2025

A great user experience

The online app is user friendly and very secure. There hasn't been a need to speak to anyone, so it was an easy experience. Reviewed on: 17th April 2025

Fantastic experience

Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Excellent Bank

Great app, easy to set up, easy to transfer money in and out and great interest rates Reviewed on: 17th April 2025

So easy to use with great products that really help...

So easy to use with great products that really help me manage my money Reviewed on: 17th April 2025

Great place to keep savings

Clear app interface, top savings rates, secure. What more can you want? Reviewed on: 17th April 2025

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