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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

User friendly

No fuss . Easy to use app . Clear and user friendly 5 star Reviewed on: 17th April 2025

Atom are nothing but a pleasure

Having signed up to an Atom savings account a few years ago I assumed I would likely move onto another bank with a better rate when it became available. However, the excellent rates with Atom continue and along with their pleasing user friendly app, I’m still with them and suspect I will be for the foreseeable Reviewed on: 17th April 2025

Great app , no ISAs though

Disappointed they only sell ISAS through a platform though , not direct . Reviewed on: 17th April 2025

Simple, easy to navigate app.

Simple, easy to navigate app. Great product with good interest rates. I see my investment growing. Reviewed on: 17th April 2025

My account is on line and I love the easy access to...

My account is on line and I love the easy access to my account. Also the way I’m notified whenever I make a payment into the account. Reviewed on: 17th April 2025

Account is easy and Secure

Account is easy to set up. Its secure only accessable through my current account. The interest rate is a decent value. Reviewed on: 17th April 2025

A great investment will a positive percentage rate

A great investment will a positive percentage rate Reviewed on: 17th April 2025

Excellent app and great customer service when needed.

Excellent app and great customer service when needed. Interest rates are always great and hard to beat usually. Money transfers are ALWAYS immediate with no hassle! Reviewed on: 17th April 2025

I love Atom.

I love Atom. Their app is very clean so it’s easy to find what you need and simple to use you can clearly see your balance and moving money takes less than 5 minutes and they have fantastic rates. Reviewed on: 17th April 2025

Seamless professional service.

Seamless professional service. Very easy to navigate Excellent rates and very competitive with other companies. Highly recommended. Reviewed on: 17th April 2025

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