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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Had issues setting up face recognition after being i...

Had issues setting up face recognition after being ill, as the phone no longer recognised me or my voice which had changed so phoned up customer service and the gentleman was really patient and helped me set this up, it took quite a while but we got there in the end. I was extremely grateful Reviewed on: 17th April 2025

Excellent savings account rate, very easy to set up...

Excellent savings account rate, very easy to set up the account via app Reviewed on: 17th April 2025

ATOMIC ATOM BANK

When looking for an Instant Saver account, I came across Atom bank Instant saver Reward account offering a very competitive savings rate. Opening the account was vey easy as expected from one of the first UK banks built exclusively for mobile banking. When logged into your savings dashboard is very easy to navigate , showing a clear picture of you savings and how they are growing. Would highly recommend Atom Bank to all my family and friends Reviewed on: 17th April 2025

Straightforward and easy to arrange fixed rate inves...

Straightforward and easy to arrange fixed rate investment Reviewed on: 17th April 2025

Great app easy to use.

Great app easy to use. Great savings rates. Reviewed on: 17th April 2025

The App is great

App is great really straightforward to use Reviewed on: 17th April 2025

Excellent.

Excellent. Good banking experience Reviewed on: 17th April 2025

Simple, Safe, Secure and rewarding.

Use these guys for fixed savers. Competitive rates, easy to use app, been with them for 4 years now and fixed for more. Happy days!! Thanks atom! Reviewed on: 17th April 2025

Investment at Atom.

Easy to access when I wanted to invest money. Since then I’m delighted with the up to date information provided, the changes to my interest rate as it happens and the fact I can access my account securely to check the present position of my investment. Reviewed on: 17th April 2025

User-friendly

Great interest rates and a really user-friendly platform to control your savings from. Reviewed on: 17th April 2025

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