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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Excellent

Easy, straightforward online experience Reviewed on: 17th April 2025

I joined Atom earlier this year, really glad I did!

I joined Atom earlier this year and I’m really glad that I did. My rate on my previous savings account with another bank was going down drastically, and Atom had much better rates and offers available. Setting up a savings account with Atom was so simple and the process of transferring money every month in is just easy. Would recommend! Reviewed on: 17th April 2025

First rate

Would highly recommend and will certainly continue to bank with them on n the future Reviewed on: 17th April 2025

Great bank to place your money!

very easy app surface which allow quick money management. Easy to navigate and keep track of payments. Reviewed on: 17th April 2025

3rd Year of Saving

I'm into my 3rd year of saving with Atom, they offer great interest rates, excellent customer service and an easy to use app Reviewed on: 17th April 2025

Great bank

Atom Bank has been a breeze, so easy to set up, I did it in minutes. The app is really user friendly too. Regular updates given, but you’re not inundated with emails, they tell you what you need to know when you need to know it. Would definitely recommend this bank Reviewed on: 17th April 2025

So easy to open accounts online.

So easy to open accounts online. The best interest rates. Atom kept me informed every step of the accounts maturity. All I had to do was watch my money grow!!! Well done Atom Reviewed on: 17th April 2025

The app is excellent and easy to use

The app is excellent and I can view my balance and any interest payments very easily. It is also very easy to transfer funds to my current account Reviewed on: 17th April 2025

I opened an account with ease.

I opened an account with ease. On one occasion I needed to speak with a member of staff. The wait was short and the member of staff was extremely helpful. Reviewed on: 17th April 2025

Easy the best

best with ease of set up, best with ease of money transfer, best value, best in my opinion Reviewed on: 17th April 2025

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