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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Simple app, quick payments, all very straightforward

5
Simple app, quick payments, all very straightforward Reviewed on: 17th April 2025

Impressive app and rates

5
One of the easiest apps to use and the best interest rates. Reviewed on: 17th April 2025

Easy to use well done

5
Easy to use and start up thanks to Martin Lewis Reviewed on: 17th April 2025

Excellent

5
Easy, straightforward online experience Reviewed on: 17th April 2025

I joined Atom earlier this year, really glad I did!

5
I joined Atom earlier this year and I’m really glad that I did. My rate on my previous savings account with another bank was going down drastically, and Atom had much better rates and offers available. Setting up a savings account with Atom was so simple and the process of transferring money every month in is just easy. Would recommend! Reviewed on: 17th April 2025

First rate

5
Would highly recommend and will certainly continue to bank with them on n the future Reviewed on: 17th April 2025

Great bank to place your money!

5
very easy app surface which allow quick money management. Easy to navigate and keep track of payments. Reviewed on: 17th April 2025

3rd Year of Saving

5
I'm into my 3rd year of saving with Atom, they offer great interest rates, excellent customer service and an easy to use app Reviewed on: 17th April 2025

Great bank

5
Atom Bank has been a breeze, so easy to set up, I did it in minutes. The app is really user friendly too. Regular updates given, but you’re not inundated with emails, they tell you what you need to know when you need to know it. Would definitely recommend this bank Reviewed on: 17th April 2025

So easy to open accounts online.

5
So easy to open accounts online. The best interest rates. Atom kept me informed every step of the accounts maturity. All I had to do was watch my money grow!!! Well done Atom Reviewed on: 17th April 2025

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