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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

App is easy to use.

5
App is easy to use and accounts are easy to open. Interest rates on savings accounts are always competitive. Reviewed on: 17th April 2025

Recommend by a friend simple to set up and use...

5
Recommend by a friend simple to set up and use Reviewed on: 17th April 2025

Online, no fuss straightforward easy product descrip...

5
Online, no fuss straightforward easy product description Reviewed on: 17th April 2025

excellent savings rates .

5
excellent savings rates Reviewed on: 17th April 2025

Atom bank best savings account

5
Using this bank as a savings account is really good, the interest is also good at more than 2%. The best thing I like about this bank is that I can take money out whenever I need it without no hassle. I feel like this account is good as a starter savings as putting money in is quick and taking money out for emergencies is easy. Reviewed on: 17th April 2025

Atom simply works.

5
Atom simply works. I deposited my money & it is earning good interest Reviewed on: 17th April 2025

Great service, great rates.

5
Great service, great rates. Consistently good communications and products Reviewed on: 17th April 2025

Easy and efficient with great interest rate

5
Easy and efficient with great interest rate Reviewed on: 17th April 2025

Saving account easy to set up with clear information

5
The process of setting up the account was straightforward. The benefits were laid out clearly. The dashboard and ongoing information were very helpful. Reviewed on: 17th April 2025

VERY HAPPY CUSTOMER

5
Atom Bank is really simple straightforward and easy to access and use online. The interest rates on accounts are very reasonable and acees is quick. Reviewed on: 17th April 2025

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