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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

It worked and did what they said it would do

It worked and did what they said it would do Reviewed on: 17th April 2025

Best rates I could find and Safe Hands. Good App.

Best rates I could find and it easy to open an account and to subsequently manage my money. I feel Atom Bank are Safe Hands in the financial world. The App is well designed and easy to navigate. All these features gave me confidence. Reviewed on: 17th April 2025

Take Life Easy

I don’t have much savings and used to constantly shift my small cash pile from best buy to best buy. With Atom I now don’t need to do any shifting as their rates are consistently some of the best around. Reviewed on: 17th April 2025

Join with Atom, relax, and watch your money grow!

Exceptional service. Generous interest rates and very easy to navigate the banking Ap. Very efficient in updating customers on any changes. In a world that over-complicates, Atom bank keeps things clear and understandable. Great way to grow your money. Reviewed on: 17th April 2025

Regular inverster

Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

Savings account benefits

I use the Bank for a savings account and the ease of transferring money in and out is ideal and means I will continue to use them for this purpose. Reviewed on: 17th April 2025

Easy to set up.

Easy to set up. Rate even went ip after I set up savings account. Reviewed on: 17th April 2025

A great user experience

The online app is user friendly and very secure. There hasn't been a need to speak to anyone, so it was an easy experience. Reviewed on: 17th April 2025

Fantastic experience

Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Excellent Bank

Great app, easy to set up, easy to transfer money in and out and great interest rates Reviewed on: 17th April 2025

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