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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

So easy to use with great products that really help...

So easy to use with great products that really help me manage my money Reviewed on: 17th April 2025

Great place to keep savings

Clear app interface, top savings rates, secure. What more can you want? Reviewed on: 17th April 2025

Great App and great interest rates

Great App and great interest rates Reviewed on: 17th April 2025

Top marks to Atom Bank

Excellent app makes saving a doddle and good competitive rates too Reviewed on: 17th April 2025

Great service and tools easy to use.

Straight forward and easy to complete transactions. Great communications. App is simple to follow. Reviewed on: 17th April 2025

Been with Atom for a couple of years - excellent sav...

Been with Atom for a couple of years - excellent savings accounts and service Reviewed on: 17th April 2025

Great service.

Great app, easy to use and does what it says Reviewed on: 17th April 2025

Never had an issue always on hand if needed

Never had an issue always on hand if needed Reviewed on: 17th April 2025

The app is first class and when I have needed to tal...

The app is first class and when I have needed to talk to someone, they were there! Reviewed on: 17th April 2025

Beautiful app; quick, easy, secure, and seamless to use

I was shocked at how quick, easy, safe, and seamless setting up an account with Atom was. After doing the due diligence and verifying safety, a quick call verified another query. The app is superb: instant visibility of balance in a simple clean page using FaceID, so no jumping through hoops to check balance. Interest paid was automatically deposited after 1 year into my designated account. Reviewed on: 17th April 2025

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