Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

View other Atom Bank products

4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Easy to set up my account

It was easy to set up my account, instructions were clear and concise. I am always kept up to date with interest rate changes. Reviewed on: 17th April 2025

My money just keeps growing!

Have been an on-line customer for a couple of years with Atom and found that my money just keeps growing! Easy access via the app to my account where the details can be found instantly. Atom keeps me informed of changes in interest rates and makes it easy to access my money. Reviewed on: 17th April 2025

Positive reasons for having an Atom account

Good that the funds can only be transferred to a nominated bank. App only, again makes it harder for fraudsters. Reviewed on: 17th April 2025

Trusted by me to look after my money.

Trusted by me to look after my money. Reviewed on: 17th April 2025

Competitive interest rates and a superb app!

Competitive interest rates and a superb app! I would definitely recommend Atom to everyone I know. Reviewed on: 17th April 2025

Extremely reliable app, great service from the team

Extremely reliable app, great service from the team Reviewed on: 17th April 2025

Easy to use App with great assistance if required!

Easy to use App. Simple set up of accounts. Excellent response if you need help! Would highly recommend)) Reviewed on: 17th April 2025

Great bank

Very helpful staff and easy to follow website. A very happy experience investing with Atom. I’d highly recommend it. Reviewed on: 17th April 2025

Child’s Play!

Simple, easy to manage and great rates! Reviewed on: 17th April 2025

Always easy to access the app and locate what you...

Always easy to access the app and locate what you need Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Voyager Alliance Credit Union 4.86 from 444 reviews
HomeSaver
from Tembo Money 4.86 from 49 reviews
Savings
from Central Credit Union 4.96 from 412 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub