Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

View other Atom Bank products

4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Bank does everything I require.

Bank does everything I require. Hasn’t caused me any problems and seems to be looking after my money Reviewed on: 17th April 2025

Opening, adding funds etc is simple.

Opening, adding funds etc is simple. good interest rates. Needs to be added to open banking for credit reports. (clearscore) Reviewed on: 17th April 2025

Excellent Bank

Always easy to use Atom services with excellent customer help if needed. Reviewed on: 17th April 2025

I've never used a friendly Bank.

I've never used a friendly Bank until I opened a Atom saving account. The customer service is bar none. I app is secure and simple to use. Not to many buttons which can get confusing but all the key information is where it needs to be. Reviewed on: 17th April 2025

INVEST AT ITS BEST

Good value Interest rates. Easy to deal with Reviewed on: 17th April 2025

Great interest rate.

Great interest rate. Would highly recommend and will continue to bank with atom in the future they are very easy to use and very user-friendly brilliant Reviewed on: 17th April 2025

Efficient helpful service.

Efficient helpful service. Decent interest rate and simple ap. Reviewed on: 17th April 2025

Easy to open account, to move money in and to check...

Easy to open account, to move money in and to check interest rates Reviewed on: 17th April 2025

Great rates and easy to use....

I opened a savings account a few years ago via the app - so easy to do and a great rate too. When the rate dropped I was able to transfer my savings to another provider, closing my Atom account but keeping the app. At a later date when Atom rates went up again it was quick and easy to open another savings account with them and I am very happy to be back! Reviewed on: 17th April 2025

Easy and convenient banking app

Easy and convenient banking app, with help always at hand. Cannot fault the service that they provide. Good interest rates compared to others. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Voyager Alliance Credit Union 4.86 from 444 reviews
Savings
from Leeds Building Society 3.43 from 51 reviews
Easy access savings
from Quilter Invest (formerly NuWealth) 4.73 from 220 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub