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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy and convenient banking app

Easy and convenient banking app, with help always at hand. Cannot fault the service that they provide. Good interest rates compared to others. Reviewed on: 17th April 2025

Website is fabulous, even for technophobe like me

Website is fabulous, even for technophobe like me Reviewed on: 17th April 2025

When ever I have needed to get in touch with Atom I...

When ever I have needed to get in touch with Atom I have experienced excellent communication and my issues I been resolved immediately.I hope in the future they go further then just savings as this is an excellent company. Reviewed on: 17th April 2025

Simple to Use

I am not experienced in managing personal finance, but it was very simple to set up the account. I also appreciated the information about each product available to help me make decisions about what to do with my money. The app is simple to use and gives a good overview of what my money is doing. Reviewed on: 17th April 2025

Instant saver account

Account was recommended by a friend. Was so easy to set up and easy to transfer money between account. Interest rate was good at the start but has dropped now like most. Overall pleased. Reviewed on: 17th April 2025

Great app, easy to use

I found the Atom app really easy to you, clear instruction especially when money is about to mature, really impressed Reviewed on: 17th April 2025

Simple to understand app and excellent interest rates

Simple to understand app and excellent interest rates Reviewed on: 17th April 2025

Panic slightly.

Had a small problem when I started. Like what or how my wife could receive the money, if anything happened to me. the lady i spoke to was very helpful and friendly, brilliant, thank you. Reviewed on: 17th April 2025

Love atom bank

Website easy to navigate and products are good value with best interest rates plus very safe with facial recognition Reviewed on: 17th April 2025

Seamless online service overall

Seamless service overall, albeit reduced interest rates after initial account opening. Never had to deal with customer service. Reviewed on: 17th April 2025

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