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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great value and very convenient

I chose Atom a few years ago after comparing a number of banks. Atom clearly came as the best both in terms of value for money and convenience. Very happy with my experience! Reviewed on: 17th April 2025

Excellent!

Excellent!!!!! Have had no problems at all. Reviewed on: 17th April 2025

A first class bank with excellent rates

Their website is cheerful, easy to negotiate and their savings rates are always competitive. Setting up an account is so easy and all information and legal aspects are well covered and their correspondence with the customer is clear and concise. Reviewed on: 17th April 2025

I have had several different accounts and always wit...

I have had several different accounts and always with good interest rates Reviewed on: 17th April 2025

I'm new to Atom but you're great so far

I'm new to Atom so don't really have any experience of your customer service but I am very impressed with your interest rates and the ease and smooth operation in setting up new accounts and managing them. I have already recommended 2 other people to set up an account with you. Reviewed on: 17th April 2025

Excellent

Very good service, would not hesitate to recommend. Reviewed on: 17th April 2025

I’ve trust Atom Bank with my money

I’ve trusted Atom Bank with my money for the last four years. It’s a problem which there isn’t there is a person to talk to. They’re very courteous and helpful. Reviewed on: 17th April 2025

Easy to manage savings.

Very easy to set up app and intuitive and easy to understand. Accessible information and great rates. Commended by MSE and glad I joined. Reviewed on: 17th April 2025

Easy to open account.

Easy to open account. Best interest rates around . No hassle moving money around. Only wish they had cash isas! Reviewed on: 17th April 2025

Excellent bank, great app.

Excellent bank, great app. etc Interest rates competitive. Reviewed on: 17th April 2025

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