Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

View other Atom Bank products

4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great service

Best service i have ever received been with Santander for years not much interest with them Atom bank has great rewards. Reviewed on: 17th April 2025

Excellent saving rates.

Excellent saving rates. Easy and straightforward app to use. Reviewed on: 17th April 2025

I found Atom super easy to use, very professional an...

I found Atom super easy to use, very professional and the interest rates were very fair. I would highly recommend them for all aspects of banking. Reviewed on: 17th April 2025

Excellent company to deal with and good rates.

Excellent company to deal with and good rates. Very easy web site to deal with any queries.Would recommend this outfit to anybody wishing to save their money. Reviewed on: 17th April 2025

Quick response on customer enquiries

Quick response on customer support and detailed tax return without asking for. Reviewed on: 17th April 2025

Quick efficient great rates great setup even for a s...

Quick efficient great rates great setup even for a senior like myself have recommended this bank Reviewed on: 17th April 2025

Atom savings account

I'd never used Atom before but after opening an account with them they remained in contact with me viia email whereever there was a change In my account which allowed me if I felt I needed to but never felt that way tbh. Love the saver option which still gives you a decent percentage even if you take money out but also returns it to the higher rate the following month so it doesn't seem like you're being punished for taking money out of my account. Reviewed on: 17th April 2025

Really nice interface, simple and informative app.

Really nice interface, simple and informative app. Also has a decent number of options for accounts/interest rates available in their app. Reviewed on: 17th April 2025

Satisfied

Dealing with Atom has been a good experience over the past two years. Interest rate good and the online process for managing account is good Reviewed on: 17th April 2025

Excellent customer support

The account was easy to open, excellent customer support Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from CAF Bank 4.67 from 3 reviews
Savings
from London Capital Credit Union 4.78 from 822 reviews
Instant Access Multi Currency Account
from iFAST Global Bank 4.92 from 489 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub