Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

View other Atom Bank products

4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5213)

Innovative Savings Accounts

Love the innovative savings accounts Atom offer, including short term fixed rates and the Instant Saver Reward Account. Reviewed on: 17th April 2025

Extremely happy with Atom Bank

Extremely happy with Atom Bank for their ease of use of App and keeping track of my investment. Reviewed on: 17th April 2025

Easy app experience

Easy app expérience. Competitve rates. I have had several accounts over several years and no issues. I would use again. Reviewed on: 17th April 2025

I've been with Atom I think now for 3 years.

I've been with Atom I think now for 3 years. They are very competitive rates and the customer service is second to none. Reviewed on: 17th April 2025

Easy setup of account

Easy setup of account, and half way into my term so all good so far. Reviewed on: 17th April 2025

Instant savers reward in the Atom app

Instant savers reward in the Atom app- very straight forward, easy to navigate and free. Great interest rate and very clear information Reviewed on: 17th April 2025

Easy to use - always works - good rates

Easy to use - always works - good rates Reviewed on: 17th April 2025

Setting up is easy on app.

Setting up is easy on app. customer service sorted my problem out in one call just love good service good rates and good app Reviewed on: 17th April 2025

Experience review

Good one, one year only with Atom Reviewed on: 17th April 2025

Great solution for savings

Initially opened a fixed term bond because the rate was competitive. I had expected to just withdraw once matured but turned out the reward saver paid excellent rates while allowing instant access. The app is a great user experience and tracks monthly interest payments in a visually appealing way. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Al Rayan Bank 4.19 from 61 reviews
Fixed Term Savings
from NatWest 4.51 from 22 reviews
Savings
from London Mutual Credit Union 4.80 from 236 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.25 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub