Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

View other Atom Bank products

4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

I've been with Atom I think now for 3 years.

I've been with Atom I think now for 3 years. They are very competitive rates and the customer service is second to none. Reviewed on: 17th April 2025

Easy setup of account

Easy setup of account, and half way into my term so all good so far. Reviewed on: 17th April 2025

Instant savers reward in the Atom app

Instant savers reward in the Atom app- very straight forward, easy to navigate and free. Great interest rate and very clear information Reviewed on: 17th April 2025

Easy to use - always works - good rates

Easy to use - always works - good rates Reviewed on: 17th April 2025

Setting up is easy on app.

Setting up is easy on app. customer service sorted my problem out in one call just love good service good rates and good app Reviewed on: 17th April 2025

Experience review

Good one, one year only with Atom Reviewed on: 17th April 2025

Great solution for savings

Initially opened a fixed term bond because the rate was competitive. I had expected to just withdraw once matured but turned out the reward saver paid excellent rates while allowing instant access. The app is a great user experience and tracks monthly interest payments in a visually appealing way. Reviewed on: 17th April 2025

User friendly and great options

Provided me with a Range of savings accounts for me to choose from and have communicated with me what my options are throughout. Additionally the app is very user friendly and my family and I have all ended up with accounts as it just works exactly how we want it to. Reviewed on: 17th April 2025

Account set up and interest rates

Setting up the account was so very easy using the app. The interest rate is so much better than the high street banks giving customers better value for their money Reviewed on: 17th April 2025

Excelled savings rates, very easy to use app with st...

Excelled savings rates, very easy to use app with step by steps, excellent customer service Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Bedford Credit Union 4.73 from 21 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews
Saver
from Triodos Bank 4.92 from 200 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub