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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,214 reviews, last reviewed 3rd Sep 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026
Mark A's avatar
Mark A

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5214)

Saving rates are good App is easy to use and everyth...

5
Saving rates are good App is easy to use and everything works painlessly. We have had three savings accounts now and experienced no problems. Reviewed on: 17th April 2025
Vincent G's avatar
Vincent G

Smart banking .

5
Easy to deal with and great rates of return. Reviewed on: 17th April 2025
Alan Brown 's avatar
Alan Brown

Invasive App Experience

2
Atom only stood out for their high interest rate, however the app user experience was unpleasant due to invasive biometrics - which may appeal to younger users but were not optional. Reviewed on: 17th April 2025
atom customer's avatar
atom customer

Top interest rates

4
Excellent interest rate and app. Only serious issue is current inability to move money between accounts. This leads to the crazy situation of having to withdraw money in order to reinvest in alternative products! Reviewed on: 17th April 2025
Andy Pie's avatar
Andy Pie

Excellent app based bank.

5
Excellent app based bank. Only had to contact customer services once by phone and my call was answered quickly and the issue dealt with very well. Rates aren’t quite market leading as they used to be, which is a shame. Reviewed on: 17th April 2025
Paul H's avatar
Paul H

Bank isa

5
I have placed monies into this bank and never had a problem Reviewed on: 17th April 2025
Sandra M's avatar
Sandra M

Atom always offer competitive rates on their account...

5
Atom always offer competitive rates on their accounts, and the app is very easy to navigate. If I have a question, their customer service is very good. Reviewed on: 17th April 2025
Susiesparkle Thomas's avatar
Susiesparkle Thomas

Helpful Easy to deal with when I needed assistance.

5
Easy to deal with when I needed assistance. Helpful Reviewed on: 17th April 2025
Andrew G's avatar
Andrew G

Very straightforward and uncomplicated.

5
Very straightforward and uncomplicated. Love the app too Reviewed on: 17th April 2025
Lisa 's avatar
Lisa

Easy to use

5
Easy to open account and see all your information. Two friends have opened an account on my recommendation. Reviewed on: 17th April 2025
Claire D's avatar
Claire D

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