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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Excellent app based bank.

Excellent app based bank. Only had to contact customer services once by phone and my call was answered quickly and the issue dealt with very well. Rates aren’t quite market leading as they used to be, which is a shame. Reviewed on: 17th April 2025

Bank isa

I have placed monies into this bank and never had a problem Reviewed on: 17th April 2025

Atom always offer competitive rates on their account...

Atom always offer competitive rates on their accounts, and the app is very easy to navigate. If I have a question, their customer service is very good. Reviewed on: 17th April 2025

Helpful Easy to deal with when I needed assistance.

Easy to deal with when I needed assistance. Helpful Reviewed on: 17th April 2025

Very straightforward and uncomplicated.

Very straightforward and uncomplicated. Love the app too Reviewed on: 17th April 2025

Easy to use

Easy to open account and see all your information. Two friends have opened an account on my recommendation. Reviewed on: 17th April 2025

The app is nicely designed and easy to use.

The app is nicely designed and easy to use. The interest rate is market leading. What more could one ask for from a savings account provider. Reviewed on: 17th April 2025

Innovative Savings Accounts

Love the innovative savings accounts Atom offer, including short term fixed rates and the Instant Saver Reward Account. Reviewed on: 17th April 2025

Extremely happy with Atom Bank

Extremely happy with Atom Bank for their ease of use of App and keeping track of my investment. Reviewed on: 17th April 2025

Easy app experience

Easy app expérience. Competitve rates. I have had several accounts over several years and no issues. I would use again. Reviewed on: 17th April 2025

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