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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very easy to use.

Very easy to use. Can use 6 digit pin or face recognition. Easy to understand statements Reviewed on: 17th April 2025

Dealing with deceased relative’s accounts

Had to deal with deceased brother’s accounts with Atom, amazing customer support and sympathetic staff. Made things as easy to do as possible with clear instructions on processes. Reviewed on: 17th April 2025

It was good at first but the instant savings account...

It was good at first but the instant savings account interest went really well, so I no longer recommend Reviewed on: 17th April 2025

Good interest rates, no problems, good security.

Good interest rates, no problems, good security. The app is easy to use and there is no unnecessary bloat on the app or features no one wants, it just works and does what you want it to do. Reviewed on: 17th April 2025

Simply the best!

The best savings experience I have ever had. Good rates of interest, despite present troublesome times. Easy site to navigate and immediate transfer of withdrawn funds. Reviewed on: 17th April 2025

easy to use app and easy to change and update

easy to use app and easy to change and update Reviewed on: 17th April 2025

Saving rates are good App is easy to use and everyth...

Saving rates are good App is easy to use and everything works painlessly. We have had three savings accounts now and experienced no problems. Reviewed on: 17th April 2025

Smart banking .

Easy to deal with and great rates of return. Reviewed on: 17th April 2025

Invasive App Experience

Atom only stood out for their high interest rate, however the app user experience was unpleasant due to invasive biometrics - which may appeal to younger users but were not optional. Reviewed on: 17th April 2025

Top interest rates

Excellent interest rate and app. Only serious issue is current inability to move money between accounts. This leads to the crazy situation of having to withdraw money in order to reinvest in alternative products! Reviewed on: 17th April 2025

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